rbmrtn
Thinks s/he gets paid by the post
OK, securing health insurance is the last piece of the puzzle. I have had a plan in place but have not executed it yet. I wanted to see what others , more knowledgeable about HI would say. Also of course if the ACA is not repealed then another option is there. I have no pre-existing conditions that I know of but being over 50 I assume I would be denied for individual coverage based on horror stories I heard from others.
I would go on COBRA for 18 months, which then qualifies me for HIPAA, then I can join my state risk pool with no conditions. If the ACA is still in place I could have that option as well. This seems to be the path of least resistance.
Any thoughts on this, have I missed something.
State risk pool info:
Mississippi Comprehensive Health Insurance Risk Pool Association - Coverage
It is not a cadillac plan by any means, but it is readily available. The cost is not outrageous. It does have a lifetime limit but "lifetime" is only to 65 ( 2024 ) when medicare kicks in.
I know some here have used the risk pools and seem satisfied. Martha in MN is one, but their plan has better benefits.
If I don't do this, then I'm stuck working at a j*b I don't want, for money I don't need, just have access to HI which I hope to never use!
I would go on COBRA for 18 months, which then qualifies me for HIPAA, then I can join my state risk pool with no conditions. If the ACA is still in place I could have that option as well. This seems to be the path of least resistance.
Any thoughts on this, have I missed something.
State risk pool info:
Mississippi Comprehensive Health Insurance Risk Pool Association - Coverage
It is not a cadillac plan by any means, but it is readily available. The cost is not outrageous. It does have a lifetime limit but "lifetime" is only to 65 ( 2024 ) when medicare kicks in.
I know some here have used the risk pools and seem satisfied. Martha in MN is one, but their plan has better benefits.
If I don't do this, then I'm stuck working at a j*b I don't want, for money I don't need, just have access to HI which I hope to never use!