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01-28-2018, 11:39 PM
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#41
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Recycles dryer sheets
Join Date: Jan 2018
Posts: 103
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I plan on getting it. Here’s an article I saved from Nov to remind me to look into it this year, for those that are interested in learning the basics:
https://www.usatoday.com/story/news/...-me/867046001/
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01-29-2018, 09:50 AM
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#42
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,263
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I had the old vacine years ago so I probably should get the new one. I think I will give it a while longer, just to make sure there are no 'surprises' and then get it.
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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02-02-2018, 09:38 AM
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#43
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Recycles dryer sheets
Join Date: Nov 2013
Posts: 222
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I got the Shringrix vaccination at Costco Pharmacy. It appeared that my HDHP insurance plan did not cover it at all, although I had seen literature online indicating that it was a covered vaccine. I called insurance CS and they determined that it was 100% covered at age 50+, but it is a medical benefit, not a pharmacy benefit. The billing systems are separate.
They asked me to pay the $156 out of pocket and guaranteed that they would reimburse me if I mail in a medical reimbursement form. Good to know in case it at first appears that the vaccination is not covered. I'm due for my second dose in 2-6 months, but the pharmacist recommended waiting closer to 6 months.
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02-02-2018, 10:47 AM
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#44
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Recycles dryer sheets
Join Date: Sep 2015
Posts: 318
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BCBS Illinois covered mine yesterday, no copay.
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02-02-2018, 05:10 PM
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#45
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Thinks s/he gets paid by the post
Join Date: Aug 2011
Posts: 3,606
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Quote:
Originally Posted by Done
I got the Shringrix vaccination at Costco Pharmacy. It appeared that my HDHP insurance plan did not cover it at all, although I had seen literature online indicating that it was a covered vaccine. I called insurance CS and they determined that it was 100% covered at age 50+, but it is a medical benefit, not a pharmacy benefit. The billing systems are separate.
They asked me to pay the $156 out of pocket and guaranteed that they would reimburse me if I mail in a medical reimbursement form. Good to know in case it at first appears that the vaccination is not covered. I'm due for my second dose in 2-6 months, but the pharmacist recommended waiting closer to 6 months.
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Hmm - Wouldn't you pay 100% of the cost until your deductible of your HDHP is met (especially if they are calling it medical)?
My experience is the only things that evade the deductible are things classified as screening/prevantitive.
I have not specifically had any vaccines under these plans however.
-gauss
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02-03-2018, 10:56 AM
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#46
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Thinks s/he gets paid by the post
Join Date: Feb 2007
Posts: 2,612
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Quote:
Originally Posted by gauss
Hmm - Wouldn't you pay 100% of the cost until your deductible of your HDHP is met (especially if they are calling it medical)?
My experience is the only things that evade the deductible are things classified as screening/prevantitive.
I have not specifically had any vaccines under these plans however.
-gauss
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Under most plans, this vaccination is not subject to the deductible. Mine wasn't when it was administered in the doctor's office.
I think the distinction between medical vs. drug benefit might have to do with the drugs that are provided by the pharmacy benefit manager used by the insurer. The PBM buys the drugs in bulk, arranges for a network of pharmacies to provide injection services, and the plan pays the pharmacies a dispensing fee.
- Rita
__________________
Only got A dimple, would have preferred 2!
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02-03-2018, 12:53 PM
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#48
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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Quote:
Originally Posted by Done
I got the Shringrix vaccination at Costco Pharmacy. It appeared that my HDHP insurance plan did not cover it at all, although I had seen literature online indicating that it was a covered vaccine. I called insurance CS and they determined that it was 100% covered at age 50+, but it is a medical benefit, not a pharmacy benefit. The billing systems are separate.
They asked me to pay the $156 out of pocket and guaranteed that they would reimburse me if I mail in a medical reimbursement form. Good to know in case it at first appears that the vaccination is not covered. I'm due for my second dose in 2-6 months, but the pharmacist recommended waiting closer to 6 months.
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This is very new to insurers and is still being worked up. Many private insurers (mine included) link their first-dollar preventative coverage to the guidelines by the ACIP and the CDC. Apparently they made some preliminary approvals to the guidelines to change from Zostavax at 60 to Shingrix at 50 last November and were awaiting final CDC approval. Apparently, the language has changed at the CDC website to make me think this is finalized.
That being the case, my insurance should be covering it now (or very soon) since it appears the guidelines have now officially changed. I'll have to call my insurance plan to confirm it, but if they confirm it, my next call will be to schedule an immunization for it. And I'm sure DW will follow in June when she turns 50.
Quote:
Originally Posted by gauss
I have not specifically had any vaccines under these plans however.
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Flu shots, for example, are almost always considered preventative, as are most childhood immunizations. As has the shingles vaccine for folks over 60, but that's changing to 50 now with a different vaccine.
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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02-03-2018, 10:21 PM
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#49
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Thinks s/he gets paid by the post
Join Date: Mar 2004
Posts: 3,433
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I have my Medicare Supplemental (Plan G) with Aetna.
According to their site , they cover Shingrx.
(I'm assuming the deductible will apply.)
http://www.aetna.com/cpb/medical/data/100_199/0115.html
omni
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02-03-2018, 10:59 PM
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#50
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,145
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My plan covered the old vaccine three years ago even though I hadn’t met the deductible because it was preventative. I think they covered all vaccines. I got it at Costco.
High deductible ACA plan. And I was only 55!
__________________
Retired since summer 1999.
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02-03-2018, 11:28 PM
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#51
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Thinks s/he gets paid by the post
Join Date: Jul 2011
Location: The Bay Area
Posts: 2,736
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Have confirmed with GP & primary pharmacy (which gives it) that it’s recommended, available & covered. Plan to get it shortly. FYI, had the older shingles vaccination in the past.
__________________
You may be whatever you resolve to be.
100% x 10% > 10% x 100%
Small pensions & SS cover essentials
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02-04-2018, 07:28 AM
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#52
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 11,298
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Will be checking it out with GP within 2 months. Some scary shingles stories posted here.
__________________
TGIM
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02-04-2018, 07:41 AM
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#53
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Thinks s/he gets paid by the post
Join Date: Aug 2011
Posts: 3,606
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Quote:
Originally Posted by Huston55
Have confirmed with GP & primary pharmacy (which gives it) that it’s recommended, available & covered. Plan to get it shortly. FYI, had the older shingles vaccination in the past.
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Interesting.
I can see GP and pharmacy speaking to the recommended and available issues, but can they speak to insurance coverage? Doesn't your insurance company determine that?
-gauss
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02-04-2018, 08:15 AM
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#54
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Thinks s/he gets paid by the post
Join Date: Jul 2011
Location: The Bay Area
Posts: 2,736
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Quote:
Originally Posted by gauss
Interesting.
I can see GP and pharmacy speaking to the recommended and available issues, but can they speak to insurance coverage? Doesn't your insurance company determine that?
-gauss
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I asked my pharmacist, who knows our insurance, if it’s covered & he said yes. But, technically, you’re correct; I need to confirm with insurance to know for sure.
__________________
You may be whatever you resolve to be.
100% x 10% > 10% x 100%
Small pensions & SS cover essentials
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02-04-2018, 08:38 AM
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#55
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Thinks s/he gets paid by the post
Join Date: Apr 2013
Location: Gosport, IN
Posts: 1,218
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Omni550 - typically vaccinations are covered under Part D RX and not Part G Supplement. Aetna has both, my wife has Aetna Plan G and also Aetna Part D plans.
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02-04-2018, 08:46 AM
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#56
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Thinks s/he gets paid by the post
Join Date: Jan 2005
Posts: 3,532
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I am covered under FEP Blue Cross/Blue Shield and called them last week to see if they cover the new vaccine. She told me that they do not cover it yet. They did cover the older shingles vaccine for me when I was in my 50's. I did get Shingles after receiving the vaccine, but had a very mild case. I plan on getting the new vaccine as soon as insurance covers it.
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02-04-2018, 06:27 PM
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#57
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Thinks s/he gets paid by the post
Join Date: Jul 2007
Posts: 3,229
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Quote:
Originally Posted by Huston55
I asked my pharmacist, who knows our insurance, if it’s covered & he said yes. But, technically, you’re correct; I need to confirm with insurance to know for sure.
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I would definitely check with the insurance company. When I asked my doctor for the old shingles vaccine a few years ago he insisted it wasn't covered and that I would have to pay the OOP cost but I had confirmed it was covered beforehand with my insurance company. I checked my BCBS-AZ plan documents and it states that the shingles vaccine is covered as preventative but with a side not stating that it only requires one dose so that makes me wonder if the new vaccine is also covered. I've contacted BCBS for clarification.
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02-05-2018, 10:20 AM
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#58
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Recycles dryer sheets
Join Date: Nov 2013
Posts: 222
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Quote:
Originally Posted by gauss
Hmm - Wouldn't you pay 100% of the cost until your deductible of your HDHP is met (especially if they are calling it medical)?
My experience is the only things that evade the deductible are things classified as screening/prevantitive.
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They consider listed immunizations to be preventative, along with an annual exam, occasional screening colonoscopy, etc. The plan covers these at 100% with no deductible.
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02-05-2018, 03:03 PM
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#59
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Dryer sheet wannabe
Join Date: Feb 2018
Posts: 18
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I have the Humana Medicare Part D Walmart prescription coverage, and I just checked their website and Shingrix is now covered as a tier 4 drug. Since I am still in the deductable phase, it says my cost is $140.23. I presume that I would pay this twice. Wifey has employer provided coverage through Cigna, and it appears to be covered as well under preventative (no cost, lucky her).
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02-05-2018, 03:39 PM
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#60
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Thinks s/he gets paid by the post
Join Date: Jan 2017
Posts: 2,659
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Called my insurer (Cigna) and the person had never heard of Shingrx, or even that there was a "new" shingles vaccine. She checked with someone else, and here's the interesting part:
She said to tell the provider to use the same procedure code as the old shot, and they'll cover it. I asked if there was anything special needed, since it's a course of two shots instead of one. She checked and said no, just enter the same code twice.
CVS/Walgreens said the can do the shot on a walk-in basis, handle the insurance and don't need a doctor's prescription.
YMMV, but it looks like I'll be getting a shot soon.
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