We cannot ignore the elephant in the room. Setting aside saving $, investing wisely, living within your means, budgeting for FIRE, making good decisions...we are faced with a huge roadblock with HC.
It just cannot be "stay healthy" or "go broke." Health is out of our control. Yes, smart diet, exercise and keeping a healthy attitude towards life is essential. One major illness can put any American in the homeless category.
An example I have personal knowledge of:
-Married couple, husband MD, wife MD, PHD professor at Med school.
-4 children, upper middle class
-4th child born with rare disease and family racing all over the country for specialists to cure child. The child passes away at 5 yrs. old.
-Community creates fund raiser to keep family from bankruptcy
-DW, MD, PHD resigns position because of depression
-DH practice as MD suffers
I have a feeling this is not an isolated case, but happens with different circumstances all over the country.
It just cannot be "stay healthy" or "go broke." Health is out of our control. Yes, smart diet, exercise and keeping a healthy attitude towards life is essential. One major illness can put any American in the homeless category.
An example I have personal knowledge of:
-Married couple, husband MD, wife MD, PHD professor at Med school.
-4 children, upper middle class
-4th child born with rare disease and family racing all over the country for specialists to cure child. The child passes away at 5 yrs. old.
-Community creates fund raiser to keep family from bankruptcy
-DW, MD, PHD resigns position because of depression
-DH practice as MD suffers
I have a feeling this is not an isolated case, but happens with different circumstances all over the country.