Poll: Will you need/use an ACA subsidy for health insurance?

For my health insurance now or in the future ...

  • I need an ACA subsidy to pay for health insurance

    Votes: 4 3.8%
  • I will try to manipulate my income in order to qualify and get an ACA subsidy

    Votes: 38 35.8%
  • I would use an ACA subsidy, but won't manipulate my income, and can still have health care

    Votes: 17 16.0%
  • I will not use an ACA subsidy for my health insurance

    Votes: 36 34.0%
  • Something else, but at least I answered the poll

    Votes: 11 10.4%

  • Total voters
    106
When I researched it last year for BlueCross, the policies from the exchange were exactly the same as those bought right from BCBS...after purchase, one can not be distinguished from the other.


This isn't true in my area of Texas where when looking up doctors on my current insurer. AETNA, they tell you who does not take the AETNA exchange plans.

I am trying to stick it out w*rking full time til 63.5 (5 months!), go on COBRA for 18 months and hop onto Medicare.

And no, I wouldn't manipulate my income to qualify for an ACA subside.


Sent from my iPhone using Early Retirement Forum
 
Can you just imagine the number of people that will pile into States with State run exchanges by simply moving a few miles if SCOTUS rules against federal subsidies?

This alone is reason that it won't happen.
 
Can you just imagine the number of people that will pile into States with State run exchanges by simply moving a few miles if SCOTUS rules against federal subsidies?

This alone is reason that it won't happen.

Heh. Tough problem to have, eh? Hearken back to days of old, in ancient aeons of 2007-2008, where this board had threads like:

http://www.early-retirement.org/for...h-insurance-if-i-move-to-new-state-59305.html
http://www.early-retirement.org/forums/f38/how-to-get-health-insurance-in-another-state-35332.html
http://www.early-retirement.org/for...-insurance-in-florida-a-case-study-25086.html
http://www.early-retirement.org/forums/f38/why-does-health-insurance-vary-state-to-state-26990.html

In which members would discuss what they could get in another state, IF they could get coverage, strategies for moving to another state to get coverage, and other such arcana. We don't see those threads any more...
 
We have been using a healthcare subsidy for 20 odd years (employer provided insurance) so I do not have any reason to refuse a subsidy from ACA when we ER.
 
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