Am a little embarrassed to ask this, but haven't kept up to date on healthcare plans.
Two questions:
First...
In 1993, we were members of an HMO in Illinois. DW had a stroke in FL requiring a difficult emergency operation. (which was successful). Our HMO doctor refused authority for the operation because he couldn't examine her.
Our care was authorized within 35 miles of a member facility. Total about $200+K for the operation an subsequent recovery. Eventually, we worked it through (6 months) and we were OK.
So the question for today's plans:
Is all healthcare insurance now portable?
Second...
Medicare Supplements. Buy supplement in Washington State. Move, permanently to Arizona.
Will the original supplement continue to be valid, or must the member buy their supplement from the residence state?
Two questions:
First...
In 1993, we were members of an HMO in Illinois. DW had a stroke in FL requiring a difficult emergency operation. (which was successful). Our HMO doctor refused authority for the operation because he couldn't examine her.
Our care was authorized within 35 miles of a member facility. Total about $200+K for the operation an subsequent recovery. Eventually, we worked it through (6 months) and we were OK.
So the question for today's plans:
Is all healthcare insurance now portable?
Second...
Medicare Supplements. Buy supplement in Washington State. Move, permanently to Arizona.
Will the original supplement continue to be valid, or must the member buy their supplement from the residence state?