Mykids, I feel like I need to take a break from the topic for a while. I do agree with you, and I said that in a prior post, that some people will pay more under the proposed plan. However, it may be a fair tradeoff. We would get universal coverage that lasts for life and is not tied to whether you are working and at what job. If we are not successful at enacting a single payer plan, I would lean toward a plan like Wyden's. If we are not successful at enacting a plan like Wyden's, then maybe we have to have a band aid approach with a national risk pool and sliding fee plans subsidized by the government. But that won't reduce the high admin costs we pay in the US.
I know that you favor HSAs. I like them too for healthy people who are at least middle class who can build up their accounts. But, results have been mixed. Nearly 50% of HSA accounts have not been funded. Those that are funded on average only have $500 in them. I linked to some information on HSAs above. The Kaiser family foundation has also published information on how HSAs do not work for the low income.
In any event, I am taking a break on the topic for the time being.