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Some data on MA vs Medicare enrollment
Old 06-10-2019, 08:02 AM   #1
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Some data on MA vs Medicare enrollment

This is an interesting short analysis by KFF of the breakdown of traditional Medicare vs Medicare Advantage for new enrollments. Just under 1/3 choose MA when first eligible, but it varies widely across the country. Lots of data, broken down by demographic. https://www.kff.org/medicare/issue-b..._hsmi=73475680
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Old 06-10-2019, 08:26 AM   #2
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Thanks for posting, it’s interesting. The article focuses on Medicare Advantage as advertised in the title but I didn’t see any reference to Medigap/supplements. I wonder if those were just left out or are considered part of Traditional Medicare?

My still-incomplete understanding of the system is that a major choice on turning 65 is Advantage vs Supplement.
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Old 06-10-2019, 08:40 AM   #3
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Quote:
Originally Posted by steelyman View Post
Thanks for posting, it’s interesting. The article focuses on Medicare Advantage as advertised in the title but I didn’t see any reference to Medigap/supplements. I wonder if those were just left out or are considered part of Traditional Medicare?

My still-incomplete understanding of the system is that a major choice on turning 65 is Advantage vs Supplement.
Here’s some KFF data on MediGap https://www.kff.org/medicare/issue-b...across-states/


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One in four people in traditional Medicare (25 percent) had private, supplemental health insurance in 2015—also known as Medigap—to help cover their Medicare deductibles and cost-sharing requirements, as well as protect themselves against catastrophic expenses for Medicare-covered services.
So, that means 29% choose Medicare Advantage, 18% choose traditional Medicare with MediGap, 24% have traditional Medicare with employer paid MediGap, 13% have traditional Medicare with Medicaid, and 16% have only Medicare A and B.
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Old 06-10-2019, 08:46 AM   #4
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I personally see the numbers starting to switch towards MA with a not so subtle push from the government. I believe the powers that be have decided MA is the wave of the future.By that I mean the government and the insurance companies want to write MA policies.

The 24% with employer paid, I would be surprised if everyone has Medigap, I bet more then a few have a MA plan.
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Old 06-10-2019, 09:03 AM   #5
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Originally Posted by MichaelB View Post
Here’s some KFF data on MediGap https://www.kff.org/medicare/issue-b...across-states/




So, that means 29% choose Medicare Advantage, 18% choose traditional Medicare with MediGap, 24% have traditional Medicare with employer paid MediGap, 13% have traditional Medicare with Medicaid, and 16% have only Medicare A and B.

Thanks again!

And, for my Daily Double, I’ve just signed up for some KFF email offerings.
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Old 06-10-2019, 09:08 AM   #6
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Originally Posted by ivinsfan View Post
The 24% with employer paid, I would be surprised if everyone has Medigap, I bet more then a few have a MA plan.

That will be the case for me when the time comes (assuming no changes from employer’s current setup, a big assumption).
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Old 06-10-2019, 09:46 AM   #7
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The 24% with employer paid, I would be surprised if everyone has Medigap, I bet more then a few have a MA plan.
The analysis states the 24% is just Medicare Supplemental plans. No doubt some of the 29% of Medicare Advantage is also employer paid, but it’s not broken out.
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Old 06-10-2019, 10:23 AM   #8
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Not to derail the thread, but does anyone have a good source comparing average Medigap pricing by state?

I ask this because for fun (I am a few years away) I compared prices in NY (where I currently reside) and TN (one of many states I cam considering post retirement) and the prices were dramatically different. What I am trying to better understand is how much of that is due to NY's community rated pricing vs how much is just due to a higher COL location.
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Old 06-10-2019, 10:31 AM   #9
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Originally Posted by copyright1997reloaded View Post
Not to derail the thread, but does anyone have a good source comparing average Medigap pricing by state?
I'm not aware of anywhere to get state-by-state comparisons, but this site will let you get a quick quote of Medicap costs by individual zip code and age. https://www.bestmedicaresupplement.com/
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Old 06-10-2019, 11:07 AM   #10
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I'm not aware of anywhere to get state-by-state comparisons, but this site will let you get a quick quote of Medicap costs by individual zip code and age. https://www.bestmedicaresupplement.com/
Thank you. I just did a search using my zip and a random knoxville TN zip....about $100 less per month for the typical plan F in TN.
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Old 06-10-2019, 11:17 AM   #11
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Found this interesting chart at the howmuch.net site:
https://howmuch.net/articles/medigap-plan-costs

Chart:
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