|
State-by-state exchange rate data
09-13-2013, 06:09 PM
|
#1
|
Thinks s/he gets paid by the post
Join Date: May 2007
Posts: 1,525
|
State-by-state exchange rate data
I had not found a handy table of links to the various states' PPACA exchange rate data before stumbling across this one.
State by State Guide to Health Insurance Exchange Rates
It's not perfect, so if anyone knows of a better one please post a link.
As of September 6, they have rate data and links for 20 states plus D.C. that have released information.
__________________
No doubt a continuous prosperity, though spendthrift, is preferable to an economy thriftily moral, though lean. Nevertheless, that prosperity would seem more soundly shored if, by a saving grace, more of us had the grace to save.
Life Magazine editorial, 1956
|
|
|
|
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
09-13-2013, 06:48 PM
|
#2
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2009
Posts: 9,343
|
Quote:
Originally Posted by Htown Harry
I had not found a handy table of links to the various states' PPACA exchange rate data before stumbling across this one.
State by State Guide to Health Insurance Exchange Rates
It's not perfect, so if anyone knows of a better one please post a link.
As of September 6, they have rate data and links for 20 states plus D.C. that have released information.
|
Nice chart, Harry, thanks... Funny I always thought a 40 year old should be lumped more in with the 50 year olds, than with the 20 something's. But based on some of the more detailed premium releases I have seen I am wrong. I guess when I was 40 I was much younger than I thought I was and certainly a helluva of a lot younger than 49 is!
|
|
|
09-13-2013, 07:28 PM
|
#3
|
Thinks s/he gets paid by the post
Join Date: Jul 2012
Location: Mississippi
Posts: 1,894
|
I don't have anything better but I wonder how accurate the link is. For MN it has TBA, but MN rates are here Individual or Family
For my state, it has link to what would have been a state run exchange but is dead. Now a Fed run exchange. The rate link is some old info on speculated rates, but that may be the only numbers floating around.
AFAIK for Fed exchanges the actual rates won't be available until Oct 1
|
|
|
09-13-2013, 09:48 PM
|
#4
|
Thinks s/he gets paid by the post
Join Date: Mar 2010
Posts: 1,994
|
TBA for Virginia, as expected. Thanks for the link Htown Harry.
Mulligan...I looked at the age columns too.
Then thought to myself "NOOooooo I can't be that old yet! What am I doing in THAT column"!
|
|
|
09-14-2013, 08:14 AM
|
#5
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2009
Posts: 9,343
|
Quote:
Originally Posted by sheehs1
TBA for Virginia, as expected. Thanks for the link Htown Harry.
Mulligan...I looked at the age columns too.
Then thought to myself "NOOooooo I can't be that old yet! What am I doing in THAT column"!
|
I agree sheehs. I consider myself still relatively young at 49, but the rates I see in comparison to 40 and under, say "old fart health risk alert" jack up the premium!
|
|
|
09-16-2013, 12:25 AM
|
#6
|
Dryer sheet wannabe
Join Date: Mar 2013
Posts: 23
|
One data point: I'm in Hawaii and currently pay $270 a month for a bare bones HMO with no drug coverage. I got a letter today from HMSA (aka Blue Cross of Hawaii) saying that a Bronze level HMO will cost me $170 a month.
It appears that the online exchange is on track to open Oct 1. For the record, I turn 43 this week.
|
|
|
09-23-2013, 02:13 PM
|
#7
|
Recycles dryer sheets
Join Date: Dec 2011
Posts: 60
|
I find it interesting that the premiums for the plans are identified but the plans themselves are not available. Soooo they know the costs before they know what is covered or what?? Just sayin
|
|
|
09-23-2013, 08:32 PM
|
#8
|
Thinks s/he gets paid by the post
Join Date: Feb 2011
Posts: 1,797
|
Well under a month to go for Open Enrollment with 30 states (according to OP's link) still "TBA" (i.e. no premium data published). Is it any wonder so many folks are still uncommitted &/or confused
|
|
|
09-23-2013, 11:39 PM
|
#9
|
Full time employment: Posting here.
Join Date: Feb 2008
Posts: 748
|
Can you sign up in one state and use it in another? If it is cheaper for me to get it in California, but I live in and want to use it in Idaho will that work? What if I snowbird for 6 mos in AZ and it is cheaper there?
__________________
I don't want to spend my entire life at work. I deserve more. - Want2retire aka W2R
|
|
|
09-24-2013, 07:44 AM
|
#10
|
Full time employment: Posting here.
Join Date: Apr 2013
Posts: 834
|
Quote:
Originally Posted by Ronnieboy
Can you sign up in one state and use it in another? If it is cheaper for me to get it in California, but I live in and want to use it in Idaho will that work? What if I snowbird for 6 mos in AZ and it is cheaper there?
|
In another thread I was told you have to get the insurance in the state you have residency. Also, you need to make sure the insurance you get has national coverage. Some policies only cover emergencies outside your state. By 2016 ever state is supposed to have 2 choices of policies that "travel"
We are going to snowbird as well ......................
__________________
The Constitution. It's not just a good idea...it's the law.
|
|
|
09-30-2013, 02:09 PM
|
#11
|
Dryer sheet wannabe
Join Date: Apr 2013
Posts: 13
|
Quote:
Originally Posted by Ronnieboy
Can you sign up in one state and use it in another? If it is cheaper for me to get it in California, but I live in and want to use it in Idaho will that work? What if I snowbird for 6 mos in AZ and it is cheaper there?
|
One thing to note: If you qualify for a subsidy, you will pay the same % of MAGI no matter where you are. The side-effect of this is that taxpayers in less expensive areas subsidize those in more expensive areas.
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|