Next is the priority one, the Shingles shot. I'm going to go to my PCP for that, hopefully not a full office visit. I need to go there every once in a long while to stay current as a patient. But I don't want to stay too current
Well that didn't work out! I could not get anyone at my PCP via phone nor leaving messages to tell me, without a doubt, that getting a Shingles shot from them, and their obligatory visit with Dr. for a minute, that they would code it as "Preventative" (and not "diagnostic" or "Dr. directed"). This was very important, as the Shingles shot is $$$, plus the office visit on top of that. My insurance will pay 100% for vaccines and the administration thereof, if they are on the CDC vaccination list (Shingles, Flu, Tdap, etc. etc.).
We pay $7,000 a year for group plan premiums on a hi-deductible plan. I should be able to use the "preventative" benefits!
Problem is not the ins. co., it's the PCPs. DW had same issue elsewhere on a bone-density test that she decided she wanted. We got snookered on that one, had to pay it all ourselves as the PCP secretly coded it as diagnostic, and DW was unable to get them (PCP) to change it ("but it goes towards your deductible" - yeah, right, just like money in the bank, not!)
So I did some looking around online, CVS Minute Clinic does not give the Shingles shot, but CVS pharmacy in same store does give it. They had it in stock and person to give it. They had no problem at all entering my ins. card # into their system, finding me, and getting approval at 100% preventative BEFORE doing anything! They had their act together. Yay! So I got it there. I am getting better service at retail pharmacy and minute clinic than at PCP.
Shingles shot is a shot just under the skin, more like the old TB test, and not down into muscle. With today's thin needles, into the muscle is about painless to me, nothing at all like the nail they would hammer me with in the old days! But the Shingles shot was more painful, and is sore. But still no big deal.
I am now done with shots. My shots bucket list is empty!
As more and more of the costs of health insurance are being transferred to the workers, soon I expect people to start complaining that 1/4 or 1/5 of their salary is going for health ins. premiums, and they will start getting angry with their PCPs "money is no object" (if it's the patients money!) attitude.