United HealthCare Tri-Term Plan (non-ACA)
We will likely not qualify for subsidies, and off exchange this plan will be about $400 per month cheaper than the cheapest ACA plan in our county. It doesn't cover pre-existing conditions for the first year, but that's not a concern for us. We would pay a bit out of pocket for preventative care, but less than the premium difference. The main thing I like about the plan is the fact that it's a nationwide plan, so I don't have to worry about a hospital stay while I'm on vacation.
I gather different states have different limitations on this type of plan, but it seems Georgia will allow you to enroll in three years of coverage. Does anyone have any experience this program?
Retired 2018 at 50. Started my new gig as school volunteer mom, much to the horror of DS.