Aiming_4_55
Thinks s/he gets paid by the post
As part of my megacorp health plan, I have a deductible/out of pocket expense before benefits kick in.
2010 was a good year as we stayed healthy and only had $300 out of pocket expense for Dr appt and labwork.
My thought process is pay with regular funds and not tap the HSA as the HSA has an investment option. Currently, $$ is invested in a low cost Vanguard fund.
Is it better to pay out of pocket or pay from HSA? It's immediate savings or larger long term savings in my mind.
ER is anywhere from 6 - 14 years out, depending on market and passion for my career. At that point, I'll have to obtain an individual family policy.
Thoughts?
2010 was a good year as we stayed healthy and only had $300 out of pocket expense for Dr appt and labwork.
My thought process is pay with regular funds and not tap the HSA as the HSA has an investment option. Currently, $$ is invested in a low cost Vanguard fund.
Is it better to pay out of pocket or pay from HSA? It's immediate savings or larger long term savings in my mind.
ER is anywhere from 6 - 14 years out, depending on market and passion for my career. At that point, I'll have to obtain an individual family policy.
Thoughts?