Join Early Retirement Today
Reply
 
Thread Tools Display Modes
Vision Insurance
Old 05-18-2021, 02:15 PM   #1
Recycles dryer sheets
 
Join Date: Jan 2014
Location: Voorheesville, NY
Posts: 203
Vision Insurance

We had VSP Vision insurance, got exams and glasses; then cancelled. Am I wrong in assuming I can start it again for a month or 2, get exams and glasses; then cancel again?
jpeter1093 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 05-18-2021, 02:21 PM   #2
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
REWahoo's Avatar
 
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,004
This is why we can't have nice things...
__________________
Numbers is hard
REWahoo is offline   Reply With Quote
Old 05-18-2021, 02:45 PM   #3
Recycles dryer sheets
 
Join Date: Jan 2014
Location: Voorheesville, NY
Posts: 203
Quote:
Originally Posted by REWahoo View Post
This is why we can't have nice things...
Thanks for the helpful information. Any suggestions for fake names and email addresses to use? I'm ASKING if that is a legitimate insurance process...ie, perhaps the premiums cover the small amount they pay towards the glasses. But you do you.
jpeter1093 is offline   Reply With Quote
Old 05-18-2021, 02:48 PM   #4
Thinks s/he gets paid by the post
 
Join Date: Jan 2019
Location: Sunny California
Posts: 2,583
Their plans cover 1 pair of glasses every 12 months, I'm pretty sure they would not cover the second pair if you signed up again but I could be wrong.
Curious why you would need another exam so soon, couldn't you just use the same prescription? I think they're good for a year.
You could also buy the 2nd pair online at one of the discount places like zennioptical.com or goggles4u.com for cheap

Maybe I'm misunderstanding what you're trying to accomplish here..
RetiredAndLovingIt is offline   Reply With Quote
Old 05-18-2021, 02:50 PM   #5
Recycles dryer sheets
 
Join Date: Jan 2014
Location: Voorheesville, NY
Posts: 203
Quote:
Originally Posted by RetiredAndLovingIt View Post
Their plans cover 1 pair of glasses every 12 months, I'm pretty sure they would not cover the second pair if you signed up again but I could be wrong.
Curious why you would need another exam so soon, couldn't you just use the same prescription? I think they're good for a year.
You could also buy the 2nd pair online at one of the discount places like zennioptical.com or goggles4u.com for cheap

Maybe I'm misunderstanding what you're trying to accomplish here..
We cancelled the insurance last year after we got our glasses. I mean, we signed up for the insurance because we needed glasses - we weren't on it for a year when we got our exams and glasses. I think maybe 7 months? That got me thinking, what's to stop anyone from signing up, getting glasses, cancelling, then signing up again the following year and repeating the process
jpeter1093 is offline   Reply With Quote
Old 05-18-2021, 03:23 PM   #6
Thinks s/he gets paid by the post
Golden sunsets's Avatar
 
Join Date: Jun 2013
Posts: 2,518
Quote:
Originally Posted by jpeter1093 View Post
We had VSP Vision insurance, got exams and glasses; then cancelled. Am I wrong in assuming I can start it again for a month or 2, get exams and glasses; then cancel again?
I certainly hope not.
__________________
"Luck favors the prepared mind"
Pasteur
Golden sunsets is offline   Reply With Quote
Old 05-18-2021, 03:36 PM   #7
Recycles dryer sheets
 
Join Date: Jan 2014
Location: Voorheesville, NY
Posts: 203
Quote:
Originally Posted by Golden sunsets View Post
I certainly hope not.
That’s why I’m curious. I mean, once you have insurance, how long do you have to keep it? Vision could be changed anytime. No special enrollment period. 12 companies a year, conceivably, right?
jpeter1093 is offline   Reply With Quote
Old 05-18-2021, 04:08 PM   #8
Thinks s/he gets paid by the post
 
Join Date: Jan 2019
Location: Sunny California
Posts: 2,583
My individual dental plan clearly says 12 month commitment.
I just checked VSP and it says the same. I assume if you didn't pay they would cancel you put you on some kind of list that probably gets shared with other companies and you risk becoming uninsurable.
AKA the ne'er do well list
Definitely not worth the hassle in my opinion.
RetiredAndLovingIt is offline   Reply With Quote
Old 05-18-2021, 04:15 PM   #9
Recycles dryer sheets
 
Join Date: Jan 2014
Location: Voorheesville, NY
Posts: 203
Quote:
Originally Posted by RetiredAndLovingIt View Post
My individual dental plan clearly says 12 month commitment.
I just checked VSP and it says the same. I assume if you didn't pay they would cancel you put you on some kind of list that probably gets shared with other companies and you risk becoming uninsurable.
AKA the ne'er do well list
Definitely not worth the hassle in my opinion.
Thank you! Exactly the info I was looking for. I do think we cancelled before the 12 months was up, but maybe I'm mis-remembering. A 12 month commitment would make the most sense - I just couldn't find that on their website
jpeter1093 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
EyeMed Vision Care Insurance easysurfer Health and Early Retirement 15 10-26-2017 11:08 AM
Are vision and dental insurance plans worth it? Scuba Health and Early Retirement 32 08-05-2016 12:16 AM
Vision Insurance: Any opinions? cj1717 Health and Early Retirement 21 11-03-2011 01:20 PM

» Quick Links

 
All times are GMT -6. The time now is 02:13 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.