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I tell my kids that robo investing is the way I would go if I was in their shoes. I'm curious how different their recommendations are than a typical 60/40 diversified portfolio is. Do they take a position on things like inflation or how expensive the market is?
My understanding is they take inflation, time to retirement, risk tolerance into consideration, they also work within the set constraints of a 401k in terms of funds to pick. Their picks do change as you age and get closer to the need date.
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