calculator for lazy portfolio returns

[livingalmostlarge]

Hello, if my parents had invested their $511k into a lazy 2 or 3 fund portfolio into VTI, BND, and VXUS 12/2012 what would they have now? Is there a calculator they could use? They have been drawing $24k/year distributions.

They currently have around $1.060M from then with their distributions and having paid $56k in fees to their raymond james advisor.

I cannot move it and yes they are paying around $8k in fees but it is what it is.

 

[homestead]

Don't know of a calculator but saw this online.
The 50/50 is the Couch Potato portfolio.

 

[pb4uski]

What target AA? Are withdrawals fixed or inflation adjusted?

Try https://www.portfoliovisualizer.com/backtest-portfolio#analysisResults

Below is assuming an 80/20 AA and fixed withdrawals.

https://www.portfoliovisualizer.com...mbol3=VBMFX&allocation3_1=20&allocation3_2=20

 

[Ramen]

If you know the allocation, you can plug those tickers, dates, and dollar amounts into the Portfolio Visualizer backtest calc.

https://www.portfoliovisualizer.com/backtest-portfolio