Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Don't look at your investments too closely.
Old 06-26-2022, 04:58 AM   #1
Recycles dryer sheets
 
Join Date: Aug 2019
Location: Southeast
Posts: 120
Don't look at your investments too closely.

I thought this article was interesting. We have an investment advisor (low fee) and stick to a 70/30 allocation. I don't look at the stock market everyday or even every week.
https://www.marketwatch.com/story/ho...et-11656090138
KarenF is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 06-26-2022, 06:09 AM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: NC
Posts: 18,476
I check all my holdings quarterly, no more, no less. I think you’ll find lots of that here…though it’s a learned posture - I watched CNBC and checked stock prices daily when I first started investing 35 years ago. Took about three years to realize it was a waste of time.
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 50% equity funds / 30% bond funds / 20% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is offline   Reply With Quote
Old 06-26-2022, 06:17 AM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
JoeWras's Avatar
 
Join Date: Sep 2012
Posts: 8,633
Just looked at my AA for the quarter and realize I'm going to have to buy some VTI to ratchet up the stock portion. I only look quarterly.

I am looking at short term cash instruments with high frequency right now. There's too much action on the upside to just let it languish in bank account paying almost zero. But this doesn't mean I'm going to cash, it is just managing my existing cash.
__________________
Retired Class of 2018


JoeWras is offline   Reply With Quote
Old 06-26-2022, 06:17 AM   #4
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
easysurfer's Avatar
 
Join Date: Jun 2008
Posts: 11,824
I look every quarter. Rebalance every year .
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
easysurfer is online now   Reply With Quote
Old 06-26-2022, 06:53 AM   #5
Full time employment: Posting here.
 
Join Date: May 2006
Posts: 527
I look at my investments once a week. Not only to see how they've done but to also ensure that nobody stole all my money. I would highly advice people to check at least once a month because after that you may have no recourse with the broker/investment company to get your money back.
dmpi is offline   Reply With Quote
Old 06-26-2022, 07:03 AM   #6
Thinks s/he gets paid by the post
 
Join Date: Feb 2007
Location: Upstate
Posts: 2,065
You all realize this is the *active* investing section?

Looking once a quarter/year doesn't seem very active, it seems pretty sloth like

ETA: I've gotten "better" over the years. I used to have a daily tracking spreadsheet that I manually updated every day. Then I created a spreadsheet that would auto-update stock values so that I could track in real time (across multiple accounts). Then I created something similar in google sheets. These days I don't keep the sheet updated (too much trading) and instead just occasionally get account values - how occasionally depends on what has been going on in the market.
copyright1997reloaded is offline   Reply With Quote
Old 06-26-2022, 07:43 AM   #7
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Car-Guy's Avatar
 
Join Date: Aug 2013
Location: Citizen of Texas
Posts: 7,432
I look at my investment account (401k) ~quarterly... I almost never buy/sell/trade or withdraw from that account. Matter of fact, I think I made one small withdrawal from that account a few years ago just to see how well/easy it would be to do. My speculation account(s) (IRA and cash) I look at multiple times a day since I swing trade in those accounts... I've been doing this since I retired over a decade ago... But especially the last few years. (Covid made me an on-line trading junkie). It's also become a hobby.


Looking at the ROI of these accounts, I can confirm that the buy and hold strategy of my 401k is by far more profitable than the swing trading in my IRA and cash accounts. Imagine that! YMMV
__________________
I don't know how to act my age since I've never been this old before.
Car-Guy is offline   Reply With Quote
Old 06-26-2022, 07:56 AM   #8
Thinks s/he gets paid by the post
 
Join Date: Feb 2016
Location: SoCal
Posts: 1,122
I'm a daily kind of guy.
Mr. Tightwad is offline   Reply With Quote
Old 06-26-2022, 07:57 AM   #9
Thinks s/he gets paid by the post
 
Join Date: Aug 2012
Posts: 1,423
Quote:
Originally Posted by copyright1997reloaded View Post
You all realize this is the *active* investing section?

Looking once a quarter/year doesn't seem very active, it seems pretty sloth like
Good point. I have a full blown stock ticker running all day during the trading week and check it constantly. Doesn't mean I trade very often, just like to look at it and I also have my accounts open at the same time so monitor those regularly (daily) as well.
finnski1 is offline   Reply With Quote
Old 06-26-2022, 08:06 AM   #10
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Nov 2009
Posts: 6,282
Twice a month, usually. Once, mid-month, when I record balances in my taxable accounts, and end-of-month, when I record monthly dividends. When I do any additional transactions, I look at, but do not record balances. On any of these views, I may do a rebalancing move.
__________________
Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.

"I want my money working for me instead of me working for my money!"
scrabbler1 is offline   Reply With Quote
Old 06-26-2022, 08:11 AM   #11
Full time employment: Posting here.
latexman's Avatar
 
Join Date: Mar 2014
Location: Apex
Posts: 829
Quote:
Originally Posted by Mr. Tightwad View Post
I'm a daily kind of guy.
Me too, but most of the time I do nothing, only when my AA is 5% or more off 60/40.
latexman is offline   Reply With Quote
Old 06-26-2022, 08:33 AM   #12
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Lsbcal's Avatar
 
Join Date: May 2006
Location: west coast, hi there!
Posts: 8,067
Quote:
Originally Posted by copyright1997reloaded View Post
You all realize this is the *active* investing section?

Looking once a quarter/year doesn't seem very active, it seems pretty sloth like

...
Active investor here too.

The mark of a good investor is his/her total return. Does not matter how often you check.
Lsbcal is offline   Reply With Quote
Old 06-26-2022, 08:37 AM   #13
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Aug 2004
Location: Laurel, MD
Posts: 6,869
Quote:
Originally Posted by latexman View Post
Me too, but most of the time I do nothing, only when my AA is 5% or more off 60/40.


+2
I find seeing relatively small daily declines to be less unnerving than waiting to see a huge decline for the whole month or quarter. Also I am actively looking for bargains, primarily in fixed income these days but the daily performance is prominent.
__________________
...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
jazz4cash is online now   Reply With Quote
Old 06-26-2022, 09:35 AM   #14
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Feb 2013
Posts: 8,581
Quote:
Originally Posted by Lsbcal View Post
Active investor here too.

The mark of a good investor is his/her total return. Does not matter how often you check.

Could be coincidence, but I feel like some of the advice that gets put out there is more to the benefit of companies who don't want you to see how poorly their funds or stocks are doing to keep investors from selling.
__________________
Even clouds seem bright and breezy, 'Cause the livin' is free and easy, See the rat race in a new way, Like you're wakin' up to a new day (Dr. Tarr and Professor Fether lyrics, Alan Parsons Project, based on an EA Poe story)
daylatedollarshort is offline   Reply With Quote
Old 06-26-2022, 09:46 AM   #15
Thinks s/he gets paid by the post
Rianne's Avatar
 
Join Date: Aug 2017
Location: Champaign
Posts: 3,861
)) If Rip Van Winkle fell asleep in 1987 and woke up today, I think he might be pleased. We tend to be short-sighted and refer to YTD and forget to look at 10 years passed.

I like the reference to Ulysses and the sirens. I have a tendency to have immediate emotional reactions but come to my senses before too much damage is done.
__________________
"Do not go where the path may lead, go instead where there is no path and leave a trail."

Ralph Waldo Emerson
Rianne is offline   Reply With Quote
Old 06-26-2022, 09:56 AM   #16
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
steelyman's Avatar
 
Join Date: Feb 2011
Location: NC Triangle
Posts: 5,411
Software like Google Sheets makes it very easy to track and check investments so I do. But I rarely trade.

Itís easy to check the weather too although I may adjust my daily plans based on that information.
__________________

steelyman is offline   Reply With Quote
Old 06-26-2022, 10:08 AM   #17
Thinks s/he gets paid by the post
 
Join Date: Jul 2003
Location: Pasadena CA
Posts: 3,176
Check my main account and checking mostly daily, once a month total up various accounts, about once a year calculate AA and adjust if far off target. But then DW & I are into RMDs/QCDs and so have to figure what we are going to sell and every now & then have built up too much in checking and look for what to buy.
__________________
T.S. Eliot:
Old men ought to be explorers
yakers is offline   Reply With Quote
Old 06-26-2022, 10:25 AM   #18
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Mar 2011
Posts: 6,953
I check every day and update every Saturday morning. . Not to do anything, but for me, a daily scan coupled to what the Dow is up to, over many years gives me a more intuitive sense of when to start paying closer attention or when to shrug things off.
__________________
Living well is the best revenge!
Retired @ 52 in 2005
marko is offline   Reply With Quote
Old 06-26-2022, 10:29 AM   #19
Full time employment: Posting here.
Bryan Barnfellow's Avatar
 
Join Date: Feb 2004
Location: Switzerland
Posts: 999
I spend some time most days looking after my focused garden of 20 companies--all perennials. I consider it good maintenance work.

If something (good/bad) is happening with them, I want to know now, not 3 months from now. I rarely act...these are long-term dividend income investments...but as the person responsible in my family of 2, it's a primary concern. It helps that I LOVE this activity and have done so for the last 30-plus years!

-BB
__________________
FIREd, April 1, 2015. My Retirement Benefits Package includes: 6 months vacation, twice a year.
Bryan Barnfellow is offline   Reply With Quote
Old 06-26-2022, 10:48 AM   #20
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 33,301
Quote:
Originally Posted by Bryan Barnfellow View Post
I spend some time most days looking after my focused garden of 20 companies--all perennials. I consider it good maintenance work.

If something (good/bad) is happening with them, I want to know now, not 3 months from now. I rarely act...these are long-term dividend income investments...but as the person responsible in my family of 2, it's a primary concern. It helps that I LOVE this activity and have done so for the last 30-plus years!

-BB

Yes, I like to see what stocks of mine go up, what go down, although I don't necessarily do anything about it. Then, I try to discern any reason for the move.

I just counted 129 positions of stocks and ETFs.

I don't trade stocks much, but sell 20-30 out-of-the-money option contracts each trading day. The intention is to pocket the option premium when the options expire worthless. I often end up having to buy/sell stocks when the options end up being in-the-money.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)

"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
NW-Bound is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Shouldn't We Be Studying Our Pets More Closely? easysurfer COVID-19 | Containment Area 13 04-13-2020 06:22 AM
The New Look for Women's Figures...a look not seen in nature? Amethyst Other topics 19 11-15-2015 05:55 AM
Video: Don't look if your easily offended Orchidflower Other topics 11 01-31-2011 08:45 PM
"Pakistan to U.S.: Don't Look for Al Qaeda Here" Wags Other topics 1 01-06-2008 07:33 PM

» Quick Links

 
All times are GMT -6. The time now is 09:57 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2022, vBulletin Solutions, Inc.