Originally Posted by Red Badger
My two equity funds are Fido total market and total international index funds. I did rebalance from 75/25 to ~50/50.
I sleep well.
I rebalanced after the initial run up from the bottom in late March. I am missing out on some of the continued run up. But I feel better. We've got several years in assets (cash, CD's TIPS), so we're better able to weather the storm(s).
Many here have shared their reaction to a first post-retirement downturn (of significance), and their subsequent risk tolerance. In our case, pensions and SS cover most of D2D expenses, and our egg is for travel, remodeling, big ticket items, and perhaps, a tad bit of legacy. So, I was comfy with 75/25 - - - - until I wasn't.
Anyhoo, still comfy just pegging to the total market, but with fewer chips on the table.