Originally Posted by marinauser
If you look at https://www.morningstar.com/funds/xn...ax/performance
you will see that returns have varied significantly from year to year like most investments. Since 2015, returns have varied from -4.7% to over 13% with 2022 returns being the worst negative year like most bond/income funds at -14%
I am down about 14% since last December as far as the value of my shares. I expected that. Much of the 8% was due to an increase in NAV. This is an income fund with a large percentage in bonds. Some of the payouts were due to an increase in NAV but many were interest payments from the bonds. What I don't understand why there have not been any interest payments this year.
I have tracked my total value of this fund for 10 years. I have been tracking this fund (and all of my investments) in detail since the end of 2018 using a program that pulls the transactions so that I don't have to go and read that statements.
I am still reinvesting but these were all payouts that I could have taken in cash to my bank for 2021, but nothing for 2022. You can see that some are income, some are long term capital gains and some are short term capital gains. This is from the management program.
12/31/2021 JPM SmartRetirement Income - A-INCOME REINVEST 0.21223 $4,951.75
12/16/2021 JPM SmartRetirement Income - A-CAP GAIN REIN 1.34229 $28,857.09
12/16/2021 JPM SmartRetirement Income - A-ST TERM CG REIN 0.07352 $1,580.56
10/1/2021 JPM SmartRetirement Income - A-INCOME REINVEST 0.05667 $1,214.43
7/1/2021 JPM SmartRetirement Income - A-INCOME REINVEST 0.07963 $1,698.88
4/1/2021 JPM SmartRetirement Income - A-INCOME REINVEST 0.06326 $1,344.74
1/4/2021 JPM SmartRetirement Income - A-INCOME REINVEST 0.15033 $3,168.17