life strategy and target retirement funds
We have our 403bs in VG Target Date funds. I’m a fan of no muss, no fuss global diversification and self-balancing at very low cost and they get gradually more conservative with age. I take it your son is not as knowledgeable as you about investments. If so, he’s the kind of investor these are designed for, because there is a lot of mistake-prevention insurance built in to protect against poor investor decisions, which are the biggest drags on performance of all. Is he nearing retirement? If not, who cares whether they distribute once/year and reinvest he dividends or quarterly?