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09-01-2011, 10:29 AM
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#41
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Thinks s/he gets paid by the post
Join Date: Jun 2005
Posts: 2,610
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 Quote:
Originally Posted by sbwitte
Question: If the market goes up and I re-balance towards 40% stock and 60% bonds, then the market falls by 15% and I move a chunk from bonds to stocks, then the market goes back up and I re-balance back to 40% stocks by selling stocks and buying bonds, am I timing the market? Or, am I simply taking advantage of the opportunities that happen to come my way? Just curious....
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Nah....not timing.
If you want to run with the big dogs, you need to start flashing charts and using terms like MACD, Bollinger Bands, envelopes, CCI, RSI, oscilllator, stochastics (fast, slow, and full,) and everyones favorite-- Fibonacci numbers.
When you can speak a ten word sentence using five of these you'll be allowed to shed the training wheels.... 
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09-02-2011, 04:56 PM
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#42
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Moderator Emeritus
Join Date: Dec 2002
Location: Oahu
Posts: 26,860
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Quote:
Originally Posted by Coolius
Met a retired friend ( also FIRE ) at the pool today, and he was recommending that I check up on a fund ARTSX. Has anyone come across this, and what is your opinion of it?
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I'd say that you need a different pool, and possibly a different friend.
He has no idea what goals, asset allocations, or timelines you're dealing with... only how well his funds are performing. If indeed they really are his funds in the first place.
For a really entertaining discussion, ask him about his worst-performing funds.
__________________
*
Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on E-R.org: "The Military Guide to Financial Independence and Retirement."
I don't spend much time here— please send a PM.
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09-02-2011, 07:14 PM
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#43
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Thinks s/he gets paid by the post
Join Date: Jun 2005
Posts: 2,610
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Quote:
Originally Posted by Nords
I'd say that you need a different pool, and possibly a different friend.
He has no idea what goals, asset allocations, or timelines you're dealing with... only how well his funds are performing. If indeed they really are his funds in the first place.
For a really entertaining discussion, ask him about his worst-performing funds.
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OTOH, when the pool friends, cabbies, and dentists start giving tips, it could be a sign of a market top...
Ho hum, how did the market do today?? 
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09-02-2011, 09:50 PM
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#44
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Full time employment: Posting here.
Join Date: May 2010
Posts: 862
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Quote:
Originally Posted by Nords
I'd say that you need a different pool, and possibly a different friend.
He has no idea what goals, asset allocations, or timelines you're dealing with... only how well his funds are performing. If indeed they really are his funds in the first place.
For a really entertaining discussion, ask him about his worst-performing funds.
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Ha ha! 
yes, you are right, he has no idea of my personal financial position, except that I'm already retired, like him. But then, he has always been an aggressive investor.
I'm happy with my AA at present, and no plans to change or jump into the "recommended stock/fund/ETF of the day"
I checked up on the fund ARTSX, and it seems way too aggressive for my kind of investing.
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09-14-2011, 02:15 PM
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#45
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
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Quote:
Originally Posted by LOL!
More knife catching: Exchange from FBIDX (bond fund) to FUSEX (S&P500) index fund at close today.
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Sell the FUSEX today for a gain of at least 4% in the last few weeks. My US equities were overweighted from where I normally want them, so this will bring me back towards where I want to be. The proceeds of this sale stay in cash right now.
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09-14-2011, 03:38 PM
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#46
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2003
Location: Hooverville
Posts: 22,983
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Quote:
Originally Posted by LOL!
Sell the FUSEX today for a gain of at least 4% in the last few weeks. My US equities were overweighted from where I normally want them, so this will bring me back towards where I want to be. The proceeds of this sale stay in cash right now.
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I wasn't around for the start of this. Is this your real time, real money account, with a substantial account balance?
If so, you have nerve.
Ha
__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
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09-14-2011, 04:19 PM
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#47
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
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Quote:
Originally Posted by haha
I wasn't around for the start of this. Is this your real time, real money account, with a substantial account balance?
If so, you have nerve.
Ha
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Yes to the first two, but it's less than 10% of account balance, yet still in the 6-figure range, so that's probably yes to the last one as well.
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10-10-2011, 07:20 PM
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#48
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
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Forget to add this trade last week:
On 9/28 Sold some short-term bond fund shares VCSH @77.85 in order to raise some more cash for equities purchase.
Increased 401(k) contribution to 70% of paycheck, but that contribution went into a bond fund.
Have not bought equities yet though. I already missed the 7% to 11% run up since Oct 3 with new money. Still slightly overweight though in equities.
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10-10-2011, 08:35 PM
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#49
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Full time employment: Posting here.
Join Date: Jul 2011
Posts: 723
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I just finished reading this entire thread and somehow feel like I've been on Facebook the whole time.
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12-27-2011, 01:58 PM
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#50
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
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Sell FSEMX today at a profit (bought on 8/8 and 7/27 as mentioned previously in this thread). Buy more VSS (int'l mid/small) to keep percentage of equities about the same.
This is a rebalance from US mid/small cap to foreign mid/small cap since foreign mid/small caps have not done so well in 2011.
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02-01-2012, 03:57 PM
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#51
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
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Equities are overweighted, so exchange some FUSEX (S&P500 index) to FBIDX (total bond index) today.
VSS (bought on 12/27) is up 11.9%
FSEMX (sold on 12/27) is up 08.6%
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02-01-2012, 05:07 PM
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#52
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Recycles dryer sheets
Join Date: Aug 2009
Location: palm bay , FL
Posts: 121
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thanks for post, keep them coming. Do you look at stoch charts to influence when you trade?
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02-01-2012, 05:10 PM
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#53
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
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Quote:
Originally Posted by perrytime
thanks for post, keep them coming. Do you look at stoch charts to influence when you trade?
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No, I do not look at stock charts. I have an asset allocation plan and follow that. It is really very simple. The plan forces me to buy on bad days and consider selling on good days.
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02-01-2012, 10:49 PM
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#54
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Moderator Emeritus
Join Date: Dec 2002
Location: Oahu
Posts: 26,860
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Quote:
Originally Posted by perrytime
thanks for post, keep them coming. Do you look at stoch charts to influence when you trade?
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He looks at the trader's secret weapon: an asset allocation chart!
__________________
*
Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on E-R.org: "The Military Guide to Financial Independence and Retirement."
I don't spend much time here— please send a PM.
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05-01-2012, 11:07 AM
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#55
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
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With portfolio reaching a new all-time round-number, it is time to rebalance over the next few days. It just seems that my need to take risk is lower than last month.
Today submit order to exchange some money from S&P500 index fund to US Bond Index fund in the 401(k), so no tax consequences. This is the first transaction in 3 months.
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05-01-2012, 11:49 AM
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#56
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2003
Posts: 18,085
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A stock I have held since 2005 hit my target on Friday and I sold half. The other half is on the block if it goes another $5 a share higher.
__________________
"All animals are equal, but some animals are more equal than others."
- George Orwell
Ezekiel 23:20
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05-02-2012, 05:51 AM
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#57
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2011
Posts: 8,419
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Quote:
Originally Posted by LOL!
With portfolio reaching a new all-time round-number, it is time to rebalance over the next few days. It just seems that my need to take risk is lower than last month.
Today submit order to exchange some money from S&P500 index fund to US Bond Index fund in the 401(k), so no tax consequences. This is the first transaction in 3 months.
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Funny, I'm just $3K short of my "new all-time round number" too. Congrats to us both!
__________________
Living well is the best revenge!
Retired @ 52 in 2005
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05-02-2012, 06:03 AM
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#58
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,371
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I just rebalanced and took some money off the table and topped up my living expenses "bucket" to about 2 years worth of expenses. I'll admit that I'm concerned the market will be stagnant for the rest of the year given its recent run and that view, along with my AA being a bit out of whack, prompted the rebalancing.
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05-02-2012, 06:25 AM
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#59
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Full time employment: Posting here.
Join Date: Nov 2008
Posts: 728
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fun reading the postings of the past year or so.......I just buy a little each month, double down when the market drops......I think of it like buying extra at the supermarket when they have a sale......heavy in TE bonds, they've done well.....heavy in index funds.....they've done well....low taxes, low fees, low worries....am I missing anything?
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05-06-2012, 09:10 PM
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#60
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Thinks s/he gets paid by the post
Join Date: Sep 2008
Posts: 1,008
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Will let you know over the next several months......
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