ChaseThatDream
Confused about dryer sheets
- Joined
- May 16, 2018
- Messages
- 7
Hello all,
I'm 32 years old who enjoys work. I really dont't know when my plan is to retire. I'm married with no children and we don't intend on having any. I have 80k in an IRA with Vanguard, 390k in a taxable acct with Vanguard, 8k in a 401(k) with empower retirement, and 80k in cash. We rent in a HCOL area. No debt of any kind. My income is to high for her to have an IRA. Please let me know how my asset mix looks and where I should allocate future contributions. Thanks!
Taxable Acct:
24% Vanguard U.S. Growth Fund Admiral Shares $93K
16% Vanguard Total Stock Market Index Fund Admiral Shares $63K
24% Vanguard Star Fund Investor Shares $93K
13% Vanguard Small-Cap Growth Index Fund Admiral Shares $50K
17% Vanguard International Growth Fund Admiral Shares $65
5% Vanguard Global Minimum Volatility Fund Investor Shares 21K
1% Vanguard Emerging Markets Bond Fund Investor Shares 4K
IRA: (no longer contributing)
64% Vanguard U.S. Growth Fund Admiral Shares 51k
18% Vanguard Small-Cap Growth Index Fund Admiral Shares 15k
18 % Vanguard International Growth Fund Investor Shares 15k
Empower Ret 401(k) (just became eligible and maxing out)
40% future contribution - Vanguard Index Trust -Total Stock Market 4k
24% future contribution - Vanguard Small Cap Index Fund 2k
36% future contribution - Vanguard FTSE All-World ex-US Index Inv 2k
I'm 32 years old who enjoys work. I really dont't know when my plan is to retire. I'm married with no children and we don't intend on having any. I have 80k in an IRA with Vanguard, 390k in a taxable acct with Vanguard, 8k in a 401(k) with empower retirement, and 80k in cash. We rent in a HCOL area. No debt of any kind. My income is to high for her to have an IRA. Please let me know how my asset mix looks and where I should allocate future contributions. Thanks!
Taxable Acct:
24% Vanguard U.S. Growth Fund Admiral Shares $93K
16% Vanguard Total Stock Market Index Fund Admiral Shares $63K
24% Vanguard Star Fund Investor Shares $93K
13% Vanguard Small-Cap Growth Index Fund Admiral Shares $50K
17% Vanguard International Growth Fund Admiral Shares $65
5% Vanguard Global Minimum Volatility Fund Investor Shares 21K
1% Vanguard Emerging Markets Bond Fund Investor Shares 4K
IRA: (no longer contributing)
64% Vanguard U.S. Growth Fund Admiral Shares 51k
18% Vanguard Small-Cap Growth Index Fund Admiral Shares 15k
18 % Vanguard International Growth Fund Investor Shares 15k
Empower Ret 401(k) (just became eligible and maxing out)
40% future contribution - Vanguard Index Trust -Total Stock Market 4k
24% future contribution - Vanguard Small Cap Index Fund 2k
36% future contribution - Vanguard FTSE All-World ex-US Index Inv 2k
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