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Old 02-25-2021, 07:06 AM   #41
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Just curious, does Fidelity list the MYGA as one of your holdings in your TIRA? Or was the money simply withdrawn and you don't see it when you logon to Fidelity?
I see the MYGA in the holdings summary page, but it is listed separately outside the irrevocable trust, even though it is technically still in the trust.
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Old 02-25-2021, 03:20 PM   #42
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I see the MYGA in the holdings summary page, but it is listed separately outside the irrevocable trust, even though it is technically still in the trust.
Thanks. If only Fidelity would also sell MYGAs from insurers with AM Best ratings in the Good and Excellent category. I think they currently only sell from insurers with Superior ratings.
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Old 02-25-2021, 04:08 PM   #43
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Thanks. If only Fidelity would also sell MYGAs from insurers with AM Best ratings in the Good and Excellent category. I think they currently only sell from insurers with Superior ratings.
Unfortunately that is correct. I think there are 3 current insurers they use.
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Old 02-25-2021, 04:44 PM   #44
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They are "protecting" their customers...that is why my tIRA is no longer at Fido. Just a couple small HSAs.
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Old 02-26-2021, 11:31 PM   #45
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I agree but it seems that Fido isnít too interested in offering MYGA choices. Brokered CDs are lousy also. They donít have a problem letting folks load up on risky trades, though.
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Old 07-19-2021, 02:34 PM   #46
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Blueprint Income, my favorite MYGA portal has been acquired by Mass Mutual. They claim that BI will continue to maintain their brand and operate independently within MM. Although I have no direct experience with MM, I do have a favorable impression of them. I canít recall positively, but I do believe MM was already offering their products on the Blueprint Income portal so itíll be interesting to see how their products are offered alongside their competition.

Generally speaking I continue to be very pleased with the Americo 5 yr MYGA I purchased in Dec. One minor complaintÖ the Blueprint Income account summary shows no interest posted monthly or quarterly so far. No big deal I guess. I was planning to take advantage of the 10% free withdrawal feature on the anniversary but now Iím thinking I have access to funds earning less than this MYGA.
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Old 07-19-2021, 07:05 PM   #47
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I also have positive experience with Blueprint Income. I didn't know it's been acquired by MM. It'll be interesting how it changes BI offerings especially MYGA
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Old 07-20-2021, 08:02 AM   #48
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I also have positive experience with Blueprint Income. I didn't know it's been acquired by MM. It'll be interesting how it changes BI offerings especially MYGA


Do you know how/ when nterest is credited to the account? May depend on the actual annuity company.

Edit: just scheduled a call to ask about this. Will update post after the call.
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Old 07-22-2021, 03:18 PM   #49
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Had my call with Bluprint Income today. They say MYGA interest for Americo accrues daily but I can only see the interest credits if I have account access at Americo. I really donít want another password/user ID right now so Iím gonna ignore it. At least itís not some goofy scheme that only posts once per yr.
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