I've never had that happen. It is unacceptable for any financial institution to sit on transfer.... I used to work in an insurance company and that would never have happened.
I recently had a sizeable transfer from Vanguard to a bank and they seem to have processed it promptly... the bank mailed the transfer request on 8/6 and Vanguard cut the check on 8/12.... that's 6 days and there was a weekend inbetween. Who knows how much was mail time and how much was processing time.
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56...target
65/35/0 AA TBD