Total Stock Market. Hell, its beaten all the similar American funds over the last 15 years. And its cheap!
I'd probably go with Vanguard Total Stock Market. It may not give you maximum return, but you'll beat at least one-half or more of all funds over the long term. I'm not prejudiced against other index funds, it's just that I have all of my assets with Vanguard.
would you purchase Monday for maximum return as a long term investment.
Sounds to me like a market timing question Florida. I would invest on Monday only if that was part of my overall investment plan (IPS). Since it is not, I will just sleep in.
would you purchase Monday for maximum return as a long term investment.
x * Total Stock Index +
y * Total International Index +
z * Total Bond Index
Pick x,y,z to suit your risk profile.
You've gotta love a fund that can run from a 60/40 to an 85/15 between one day and the next.
Uses a computer model to evaluate expected returns and risks of stocks, bonds, and money market securities, and to recommend changes in allocation among them as expectations shift.
Still, although the Asset Allocation Fund can play an important role in your portfolio, it is not designed to be a core holding. When it is allocated 100% to stocks, you have no exposure to bonds. And the fund’s stock component, though diversified, is focused on larger U.S. companies, so it does not offer you exposure to smaller capitalization stocks or international stocks.
Also, when the fund includes a bond allocation, it typically invests only in long-term U.S. Treasuries. Therefore, the fund is best suited as just one part of a well-balanced portfolio that
features holdings across all parts of the stock and bond markets.
Just wait till Monday and see what the market is doing. Whether you purchase the fund in the AM or the afternoon you still pay the closing price at 4 PM. So see what's happeing during the day and make your decission after 3PM but before 4PM.
That makes no sense whatsoever. You'd get the closing price so you'd miss any daily move.
Careful HFWR. You start introducing facts into this thread and you'll discourage some people from posting.Aren't most mutual funds priced once daily, at the close?