So as I get ready to do my once a year rebalance, I like to take the time to reevaluate my AA strategy and investigate any better "mouse traps". As usual, the 2 sides of my brain have a little debate. The logical side looks at historical returns and does a boring conservative analysis that generally says stay the course or perhaps even consider get more conservative because the data will support the more conservative returns with less risk. OTOH, my "I can do better than that" nature and "bond returns look like sh!t" mind set says get more aggressive. I suspect I will compromise with myself by following my logical side with atleast 90% of my assets, but perhaps keeping a little gambling money on the side to feed my greed glands.
So the numbers say you won the game... are you staying the course with a sleepy boring AA or do you justify rolling the dice more?
So the numbers say you won the game... are you staying the course with a sleepy boring AA or do you justify rolling the dice more?