Right travel question(s) for retiree health insurer

[Pellice]

To be clear, my questions will be for my main retiree health insurer (Horizon BCBS). I will be purchasing supplemental travel insurance, but in this case my questions will be for my regular health insurer.

I'm planning a weeklong trip to Puerto Rico in March. I will be purchasing travel insurance, but I am considering going with one of the cheaper options because PR is part of the US, I have direct flights, and medical care will be easily available.

Before I do that, I'm going to call Horizon BCBS and ask them to confirm health coverage while in PR. But are there other questions I should be asking? I'm assuming regular health insurance would not cover evacuation even for health purposes.

 

[frugal-one]

Yeah, right? PR had 3 earthquakes the past few days.

 

[zinger1457]

My BCBS policy covers emergencies when traveling outside the US, luckily haven't had to use it, I believe they also sell a supplemental policy for more extensive travel coverage.