ACA Vs Medicare, Is this Fair?

[audreyh1]

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Originally Posted by ivinsfan say you do this and in March you get cancer or some other disease that requires expensive medication and you have no Part D coverage. What's your exposure for the next 9 months..that's the thing I worry about...

Chemo is generally covered by part B.

[ivinsfan]

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Originally Posted by audreyh1 Chemo is generally covered by part B.

Chemo yes but there are other drugs involved that might not be covered chemo is a big one but not the only one.

[SumDay]

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Originally Posted by TwoByFour Medicare is such a good deal for all us that I am not going to complain about such things. The amount we pay for premiums is peanuts compared to the expenses that seniors pile up.

Amen 2x4. DH became eligible this summer, and I'm incredibly jealous. It's a gift and I won't complain at all. Our Part D is $26 a month, and worth the piece of mind should cancer rear it's ugly head again.

[MRG]

Quote:

Originally Posted by ivinsfan say you do this and in March you get cancer or some other disease that requires expensive medication and you have no Part D coverage. What's your exposure for the next 9 months..that's the thing I worry about...

That's what happened to my ex-BIL. Waiting for special meds was a bad thing for him and his family.

[aja8888]

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Originally Posted by Mulligan Aja, I got sweet news today...My long time GF found out her employer allows “domestic partners” to join on to their health insurance plan. She will move in with me within a year or so (no hurry). Anyways through her cafeteria plan after tax break, my health, dental, and vision insurance will be under $200 a month total. And the annual health deductible is $200. It will be like the 1980s again! She has to work 10 more years chasing a pension and that will take me right up to Medicare. I will be able to rid myself of this ACA crap plan and rip off premium for good soon.

I just saw this now.^^..congratulations! But remember (as I still do), when your GF takes up residence with you, you become a "different person" and life will change (for the better, I hope)!

[aja8888]

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Originally Posted by ivinsfan Chemo yes but there are other drugs involved that might not be covered chemo is a big one but not the only one.

DW's Forteo for her severe osteoporosis was was Part D covered @ about $1000/month plus $800 or so per month for the needles. Forteo unsubsidized was told to us to be $4,000/month plus needles. Rough!