Can you share the name of the liability insurance company or the name of your insurance agent? I would like to look into that as an option as well. Iím in Florida so I donít know if they can serve me but I could ask. Also who is your umbrella policy with? I couldnít find a company that would offer me coverage because it required each property to have underlying liability coverage of at least $300,000 which I canít get through Citizens Insurance (100k max). I agree with on the nonsense. My rates this year went up 25% and things like being told I need to pay for another roof certification to prove I have a new roof (guess the permit info and paid receipt arenít enough to convince them). I have chosen to forgo the insurance completely in the past and/or in some cases opt out of the wind coverage. But Iím always looking for other options.
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