Kat07
Dryer sheet aficionado
Hello! My financial advisor told me I could do a Roth conversion up to $10,000 (this appointment was back in August). He no longer does hourly advice sessions so I can't ask him this question. I have decided to convert $8,000 from my tIRA in Vanguard today. But 66% of this is in a Total Bond Market Index Fund (VBTLX) and 24% is in the 500 Index Fund Admiral Shares. The rest is in a money market. My Roth is 100% in a Vanguard Total Stock Market Index Fund. Since most of my tIRA is in a bond market fund, I am afraid that if I put it in my Roth, since it is 100% stock index, there is going to be a stock market correction soon and I will be kicking myself. But since I plan on not withdrawing from my Roth for a long time, maybe I shouldn't worry about this. Or do you think I should do the conversion after first adding a bond market index fund (VBTLX) to my Roth and see what happens with the stock market over the next 6 months? Thanks in advance!