Stillwater007
Recycles dryer sheets
- Joined
- Dec 30, 2020
- Messages
- 68
I'm an educator, 49 (but turn 50 in Dec) about 5-6yrs away from Retirement and a Pension. Just rolled over my money from EJ to Vanguard tIRA.
I am at a point where with the exception of my home, I am debt free. I will be able to max my IRA this year. I still can invest another 20k but want your suggestion what method?
403b? Taxable Account? Or is there something else.
My school district has Vanguard listed under it's 403b. The district pays for the 3rd party fees but does not pay for the Vanguard Fee which is $5 a month. However, it does offer cheaper expense fees ( ex. Wellesley Admiral is .07% less than the Wellesley Investor Fund). It has both 403b Roths and t403b.
Also have the option of rolling over my tIRA into a 403b to get the lower expense fees while I'm still working.
Would this 403b be a smart choice? Or is there something better in stock investments?
I am at a point where with the exception of my home, I am debt free. I will be able to max my IRA this year. I still can invest another 20k but want your suggestion what method?
403b? Taxable Account? Or is there something else.
My school district has Vanguard listed under it's 403b. The district pays for the 3rd party fees but does not pay for the Vanguard Fee which is $5 a month. However, it does offer cheaper expense fees ( ex. Wellesley Admiral is .07% less than the Wellesley Investor Fund). It has both 403b Roths and t403b.
Also have the option of rolling over my tIRA into a 403b to get the lower expense fees while I'm still working.
Would this 403b be a smart choice? Or is there something better in stock investments?