Hi folks...My wife and I are both 52 and took early retirement last year after long careers at the local phone co... We really hadn't expected to do so; but the company changed, work was no longer fun and they made us offers too good to refuse...It's only been a couple of months for me and I am still getting used to it...We've worked out a good budget...but I find myself kind of obsessing a bit about $ (trying to track virtually every penny we spend,etc.)...Is this a normal reaction? I am trying to ease up a bit and relax...In the meantime, I have been enjoying the posts and look forward to many exchanges with you all.