Welcome to the board, Oldbabe.Oldbabe said:I already pay $352 with a $1000 deductible and with my minor health exclusions it looks like I will pay more, about $400-500 with a $2000 deductible and no coverage for my very minor health problem unless I go with a HMO which I'm not thrilled about.
I may outlive my trust (currently valued at 1.3 M).
mickeyd said:Hey Babe (if I may call you that),
As I see it, it would be darn difficult for most single folks to outlive this nestegg. You mention many aspects of your life that indicate that you are not a big spender and live within you means. Unless you invest in some losing scheme that turns your trust into a loser, you should be fine. 8)
Oldbabe said:Nords, my SS will be minimal ($400/mo?) as my previous employment fell under the state retirement system and I was never full time so will have no benefits from that either.
Oldbabe said:Martha, I was married over 20 years and believe me I covered that topic thoroughly during mediation. My ex will not receive SS and is covered by a state retirement system that does not allow payouts to former spouses. I received the trust and a cash settlement in lieu of part of his retirement fund. I have looked at this situation every which way, and with much professional advice.
Also, I have a very gloomy outlook on our country's financial situation.