They are mostly lawyers, so I probably don't have a chance of getting them to do any sort of retirement.
I have something like 200K in my current 401K, and the new firm is about 100 people. They are mostly lawyers, so I probably don't have a chance of getting them to do any sort of retirement. I can only put $2k into an IRA so that sucks. So, it looks like my 401k will stall out since they don't offer anything? What happens to my current 401K investments? Can I still manage them?
Roll it over. Why would you leave your money with a company you don't work for any longer? You have so many more options available to you when you rollover your 401k into an IRA. With a 401k your investment choices are extremely limited. You're limited to maybe 10-15 options. When you roll it into an IRA you have you have the entire world of investment options open to you.
Sure you may not be able to contribute as much into an IRA as you can into a 401k but if you leave your money where it is, you can't contribute anything.