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-   -   Asset allocation tutorial? (https://www.early-retirement.org/forums/f28/asset-allocation-tutorial-31324.html)

LOL! 11-14-2007 09:43 AM

Asset allocation tutorial?
 
If anyone is interested in an asset allocation tutorial, we can run one right here in this thread. We will use the free morningstar tools at the troweprice website and there will be homework. Just sign up by responding to this thread.

Martha 11-14-2007 10:32 AM

I am interested.

audreyh1 11-14-2007 10:36 AM

I found the following tutorial/ebook invaluable in learning how to implement asset allocation:

Investment Strategies for the 21st Century, by Frank Armstrong

Audrey

LOL! 11-14-2007 11:00 AM

Audrey, thanks for the link. Should it be required reading over the course of this tutorial?

smileydog 11-14-2007 11:02 AM

I would also be interested.

Sandy 11-14-2007 11:03 AM

sure. count me in

REdreamn 11-14-2007 11:27 AM

+1

RetireeRobert 11-14-2007 12:05 PM

I could use some continuing education. Besides learning about using a valuable investing tool, they say exercising one's brain cells helps keep the brain pliable and reduces chances of Alzheimer's or dementia.

USK Coastie 11-14-2007 12:10 PM

I would be interested. Something to do on these cold dreary winter days. Needs to be no cost though in keeping with the frugality of our members...

RetireeRobert 11-14-2007 12:39 PM

Quote:

Originally Posted by USK Coastie (Post 578386)
I would be interested. Something to do on these cold dreary winter days. Needs to be no cost though in keeping with the frugality of our members...

And the homework assignments have to be something we can turn in "tomorrow or the next day" instead of "today"----lots of us are retirees, you know!;D

travelover 11-14-2007 01:04 PM

If we wait to do the homework, will that be market timing?

LOL! 11-14-2007 02:44 PM

OK, here we go with the 1st homework assignment.

1. Go over to www.troweprice.com and register for free online access. You do not need to have any money there, nor purchase any of their funds. If you cannot find how to register on the site, try this link: https://www3.troweprice.com/aaweb1/a...licRegister.do
2. Login to your account there, then click on "Use Morningstar tools". You will have to find this link yourself (it's homework after all!).
3. Then click on "Instant X-ray". Enter just one (1) of your funds and show the X-ray.
4. Report here in this thread, the name of the fund and the 9-box "stock style" grid that is shown in the X-ray (we need 9 numbers here).
5. What percent of assets in your fund has the style mid cap growth?

As we work on our asset allocation tutorial, we intend to explain what all these numbers mean, but you have to be able to get the numbers for yourself, so please do the homework. Thanks!

KM 11-14-2007 03:08 PM

I want to play!

I'll get right on my homework tonight. But please don't go too fast - some of us still have to work for a living.....:(

KM 11-14-2007 03:22 PM

Vanguard Global Equity – VHGEX

41-23-16
8-6-3
1-1-1

3%


BTW – I went directly to https://www.morningstar.com/Cover/Tools.html and chose Instant X-ray. I didn’t feel warm and fuzzy giving TRowePrice my SSN and DOB. I am sort of protective of that.

LOL! 11-14-2007 03:51 PM

Quote:

Originally Posted by KM (Post 578459)
BTW – I went directly to https://www.morningstar.com/Cover/Tools.html and chose Instant X-ray. I didn’t feel warm and fuzzy giving TRowePrice my SSN and DOB. I am sort of protective of that.

You may change your mind when we start working with portfolios. Can you save several portfolios of assets at M* and get/find/edit/modify them the next time you login?

And I don't recall TRP needing SSN and DOB.

KM 11-14-2007 04:14 PM

When I tried to log in, they asked for my SSN and PIN. With no PIN, I have to give them my DOB and something else. Let's see if anyone else had this issue or if it was just me.

I don't know if I can do all that stuff at Morningstar....I will check it out.

audreyh1 11-14-2007 04:35 PM

Quote:

Originally Posted by LOL! (Post 578359)
Audrey, thanks for the link. Should it be required reading over the course of this tutorial?

IMO - yes. Or maybe sections of it - or for "extra credit". I suppose you should read it yourself and see what you think. It was a lifesaver for me.

I found it easier to digest than reading The Efficient Frontier directly.

Audrey

RetireeRobert 11-14-2007 05:32 PM

Quote:

Originally Posted by LOL! (Post 578470)
You may change your mind when we start working with portfolios. Can you save several portfolios of assets at M* and get/find/edit/modify them the next time you login?

And I don't recall TRP needing SSN and DOB.

I too got to a registration page when wanting to use the X-Ray. It wanted my SSN.

No thanks. I'm not playing that game.

RetireeRobert 11-14-2007 05:42 PM

[quote=LOL!;578443]OK, here we go with the 1st homework assignment.

1. Go over to www.troweprice.com and register for free online access. You do not need to have any money there, nor purchase any of their funds.
2. Login to your account there, then click on "Use Morningstar tools". You will have to find this link yourself (it's homework after all!).
3. Then click on "Instant X-ray". Enter just one (1) of your funds and show the X-ray.

And for those who don't have mutual funds in their portfolio, what do they do?

LOL! 11-14-2007 06:23 PM

Quote:

Originally Posted by RetireeRobert (Post 578501)
And for those who don't have mutual funds in
their portfolio, what do they do?

Good question!

Pick one of your ETFs or put in 5 of your stocks.


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