Which Online Savings Account?

[dougie790]

What is the best online savings account these days? I had an account at ING but closed it last year so I would like someone different. Any suggestions from personal experience would be great. Thanks.

Dave

 

[StJohnsWood]

I have an Emigrant and an ING account. One is for cash and one is my car fund.

 

[free4now]

I've had emigrant and ING accounts, and I'm now moving my money to vanguard Prime just for simplicity and to have everything in one place.

I realized that whenever I would chase a better rate to get a tenth of a point more, that would involve passing my money through my checking account where it would lose essentially all interest for a week or two, cancelling out any rate savings I might have found.

 

[Lyle]

I've used Emigrant for about a year with no problems. Works out well for keeping extra cash.

 

[ikubak]

I have an Emigrant and an ING account. One is for cash and one is my car fund.

I use Emigrant, ING and Vanguard. One thing I like about ING...I called them one time and someone answered, "ING, how can we help you make some money today?". That put a smile on my face.

 

[GatorBuzz]

I've had emigrant and ING accounts, and I'm now moving my money to vanguard Prime just for simplicity and to have everything in one place.

Same here. I had ING Direct. They had good customer service. The rates definitely started to lag others. I transferred all of it Vanguard Prime MM. It's just easier for me to have it one place and the rate is good.