Koolau
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Hi to all.
Long time lurker, here. Not sure I qualify as an early retiree, judging from some of the pros who post so often. I finally pulled the trigger almost 3 yr ago at the tender age of 58. Worked in F500 Co. for 36 years and saved from day 1. I've been a good saver, but only fair to dismal investor. generally, too conservative!
When I first visited Hawaii in 1975, I fell in love with its lush beauty, its people, its incredible mountains and endless beaches. From that time, I not only worked toward FIRE but more so toward eventually relocating to Hi. Late last year, DW and I finally wrapped up our mid-western affairs and moved here in two (each) 49.9lb suitcases. (Remember when the second bag was free?)
Probably the best investment we ever made was the purchase of a condo in windward Oahu in the early '80s. It's now paid for and that has allowed us to claim a small piece of paradise.
In the future, I'll share more of my FIRE story as appropriate. For now, the brief version is as as follows:
Have decent (if not great) pension (non-COLA adjusted except at the whim of the Corp.) Better, I have decent medical ins. with relatively low monthly cost and 20% co-pay for most needs. Also various his-and-hers IRAs (Trad and Roth) as well as a 401k. Finally, I have cash proceeds from sale of old mainland house. The 401k is the largest portion of invested funds and is mostly in stable value fund (yeah, I know!). His and her SS available in less than 12 mo.
Current "issues" include: Making the money last as long as we do. Becoming more aggressive in my investments (about time, huh?) When to take SS. Tax planning. Filling the remainder of my life with meaningful pursuits, experiences and relationships.
I've long enjoyed your posts and have learned much. I'd like to think I'm at least to the consciously incompetent stage of investing, moving toward the consciously competent.
I look forward to learning much more and I hope to contribute to the forum.
Much aloha,
Koolau
Long time lurker, here. Not sure I qualify as an early retiree, judging from some of the pros who post so often. I finally pulled the trigger almost 3 yr ago at the tender age of 58. Worked in F500 Co. for 36 years and saved from day 1. I've been a good saver, but only fair to dismal investor. generally, too conservative!
When I first visited Hawaii in 1975, I fell in love with its lush beauty, its people, its incredible mountains and endless beaches. From that time, I not only worked toward FIRE but more so toward eventually relocating to Hi. Late last year, DW and I finally wrapped up our mid-western affairs and moved here in two (each) 49.9lb suitcases. (Remember when the second bag was free?)
Probably the best investment we ever made was the purchase of a condo in windward Oahu in the early '80s. It's now paid for and that has allowed us to claim a small piece of paradise.
In the future, I'll share more of my FIRE story as appropriate. For now, the brief version is as as follows:
Have decent (if not great) pension (non-COLA adjusted except at the whim of the Corp.) Better, I have decent medical ins. with relatively low monthly cost and 20% co-pay for most needs. Also various his-and-hers IRAs (Trad and Roth) as well as a 401k. Finally, I have cash proceeds from sale of old mainland house. The 401k is the largest portion of invested funds and is mostly in stable value fund (yeah, I know!). His and her SS available in less than 12 mo.
Current "issues" include: Making the money last as long as we do. Becoming more aggressive in my investments (about time, huh?) When to take SS. Tax planning. Filling the remainder of my life with meaningful pursuits, experiences and relationships.
I've long enjoyed your posts and have learned much. I'd like to think I'm at least to the consciously incompetent stage of investing, moving toward the consciously competent.
I look forward to learning much more and I hope to contribute to the forum.
Much aloha,
Koolau