I sucked it up and tried XLF yesterday, which hit a new low. I pretty much try to follow my AA as a guide to sectors that are currently low-priced relative to the rest of the market, along with looking at past lows and highs. VNQ is a favorite since it moves a lot, EEM used to but has been relatively calm lately. I'm close to buying EFV, RWX, VNQ, and IWN mostly to get cheaper shares of what I already own. I'll sell the more expensive shares when the market goes back up.