Trawler
Recycles dryer sheets
First a big thanks to all as my DW and I have learned much about planning our FIRE. We are not quite able to Fire yet for a two big reasons.
First our planned expenses to our nest egg are not quite there yet but should be in another year and 2nd due to prexisting medical conditions obtaining individual HC coverage is an issue as high risk insurance pool in state of Ohio requires that you be uninsured for 6 months to obtain. We are working toward a healthier life that could possible change the some medical conditions that would allow me to get regular individiual HC.
So the plan looks like this DW as a nurse can work part time and maintain full medical on both and I will leave mega corp in a year. leaving Mega corp will provide me a healthier life style. She will continue until the solution to HC is resolved.
Over the years DW and I have LYBM and put away over 33% of our income and have enjoyed building the nest egg. We have much anxiety over actually taking money out once we are done with the accumulation stage and move into harvest stage. We have never dipped into our savings. For those who have FIRED and had this anxiety how did you manage it. We have followed all the steps have a good financial plan to support our life style. We have run all the calcuations thru at least a half dozen calculators and have had 3 FP review and all say go ahead based on projected expenses and net worth one year from now. So how did you take the leap??
Thanks
First our planned expenses to our nest egg are not quite there yet but should be in another year and 2nd due to prexisting medical conditions obtaining individual HC coverage is an issue as high risk insurance pool in state of Ohio requires that you be uninsured for 6 months to obtain. We are working toward a healthier life that could possible change the some medical conditions that would allow me to get regular individiual HC.
So the plan looks like this DW as a nurse can work part time and maintain full medical on both and I will leave mega corp in a year. leaving Mega corp will provide me a healthier life style. She will continue until the solution to HC is resolved.
Over the years DW and I have LYBM and put away over 33% of our income and have enjoyed building the nest egg. We have much anxiety over actually taking money out once we are done with the accumulation stage and move into harvest stage. We have never dipped into our savings. For those who have FIRED and had this anxiety how did you manage it. We have followed all the steps have a good financial plan to support our life style. We have run all the calcuations thru at least a half dozen calculators and have had 3 FP review and all say go ahead based on projected expenses and net worth one year from now. So how did you take the leap??
Thanks