4merKPer
Dryer sheet wannabe
- Joined
- May 12, 2010
- Messages
- 24
Now that we have averted the so-called default crises and the market has wiped out all of its gains ytd, how has your portfolio fared? Vote and comment on your asset allocation.
YTD Performance Poll
- Thread starter 4merKPer
- Start date
IBWino
Recycles dryer sheets
- Joined
- May 12, 2006
- Messages
- 465
As of today, +2.35% (one month ago, we were at +5.75%).
Coolius
Full time employment: Posting here.
- Joined
- May 15, 2010
- Messages
- 862
I'll start the ball rolling; my portfolio is presently at a gain of 2.7% as of this evening.
Most of the gain is from bond interest and dividends; I hold very few stocks and only one mutual fund. This has probably been the reason why I still have a positive reading for the year.
The few stocks I hold have an unrealized loss ranging from 0.5% - 5%; no gains in any of them. Not good. I am writing covered calls on the ones that have options, to try and lower my cost basis.
Sure hope things will improve as we move toward the traditionally stronger end of the year. Unfortunately, I am a little pessimistic about this - there are just so many problems in the world - Greece, Italy, Spain, Portugal, the Arab Spring, Financial problems galore all over the world, the wars, etc, etc
Good luck to everyone.
Most of the gain is from bond interest and dividends; I hold very few stocks and only one mutual fund. This has probably been the reason why I still have a positive reading for the year.
The few stocks I hold have an unrealized loss ranging from 0.5% - 5%; no gains in any of them. Not good. I am writing covered calls on the ones that have options, to try and lower my cost basis.
Sure hope things will improve as we move toward the traditionally stronger end of the year. Unfortunately, I am a little pessimistic about this - there are just so many problems in the world - Greece, Italy, Spain, Portugal, the Arab Spring, Financial problems galore all over the world, the wars, etc, etc
Good luck to everyone.
-1.85% on an aggressive 90/10 portfolio and with the 90% ratio split into a 60/40 mix of International/US equities. I did very well on the run-up, rebalanced and am now selling some real estate to increase my cash portion. If things drop, I'm buying more, otherwise, I'm good until re-balance point is triggered.
CyclingInvestor
Thinks s/he gets paid by the post
+3.3% after today. Still 100% individual equities, all large US-based dividend paying companies.
W2R
Moderator Emeritus
After the drop today, my portfolio is up 2.4% compared with January 1. Seems OK to me given the week's drop.
My asset allocation is 45:55 equities:fixed. I'm not really chasing performance, but appreciating a relatively nonvolatile, conservative retirement portfolio.
My asset allocation is 45:55 equities:fixed. I'm not really chasing performance, but appreciating a relatively nonvolatile, conservative retirement portfolio.
Last edited:
freebird5825
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
5.36 Total Return YTD according to M* portfolio manager
AA 31/63/6
Note: I did not include 200 shares of HK, which is showing a total return YTD of 109.
BHP Billiton just acquired PetroHawk at the end of July. I accepted a tender offer yesterday of $38.75 per share. My average cost basis is $21.45 per share, according to Mr B's calculations. Small potatoes but still fun.
AA 31/63/6
Note: I did not include 200 shares of HK, which is showing a total return YTD of 109.
BHP Billiton just acquired PetroHawk at the end of July. I accepted a tender offer yesterday of $38.75 per share. My average cost basis is $21.45 per share, according to Mr B's calculations. Small potatoes but still fun.
OP
OP
4merKPer
Dryer sheet wannabe
- Joined
- May 12, 2010
- Messages
- 24
Since I put up the poll, I suppose I should weigh in. I'm up 2.8% ytd with about 50/50 AA.
Kudos to all in the positive (especially for those that are 3+%. For those that are negative, I hope you're hanging in there and hopefully are taking the long-term view.
Kudos to all in the positive (especially for those that are 3+%. For those that are negative, I hope you're hanging in there and hopefully are taking the long-term view.
My retirement accounts are down just about 3%. Not too bad, considering they're entirely aggressive stock holdings and they've gotten whacked in the last few weeks. My extra-aggressive IRA has done especially poorly this year. I'm preparing to move to a more conservative stance if the market keeps stumbling.
pb4uski
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
3.0% annualized rate of return YTD today per Quicken.
Spanky
Thinks s/he gets paid by the post
YTD: 3.01%
stock 36.83%
bond 34.29%
cash 28.88%
stock 36.83%
bond 34.29%
cash 28.88%
Koolau
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Honestly haven't calculated it exactly, but definitely in excess of 3% ytd.
Big winners: Precious metals. Gold about 25%, silver about 40% (heh, heh, wish it had been a bigger overall portion of my stash!) Still, they contributed about 1.5% overall. Dividend of stock of family business 20%. Same stock revalued (as in offer to buy/sell) up 15%.
Moderate winners: I-bonds (older ones with actual interest before inflation factor), SPIAs 4.5% guarantee, GIF 2%
Equities: about .4%
Best SWAG: 4.8% overall.
Downside is that during a "normal" year (everyone else getting 7 to 9%) I'd still be in the 4% range. YMMV
Big winners: Precious metals. Gold about 25%, silver about 40% (heh, heh, wish it had been a bigger overall portion of my stash!) Still, they contributed about 1.5% overall. Dividend of stock of family business 20%. Same stock revalued (as in offer to buy/sell) up 15%.
Moderate winners: I-bonds (older ones with actual interest before inflation factor), SPIAs 4.5% guarantee, GIF 2%
Equities: about .4%
Best SWAG: 4.8% overall.
Downside is that during a "normal" year (everyone else getting 7 to 9%) I'd still be in the 4% range. YMMV
7.69% total IRR according to quicken. Anyone know how to change that to real return? In any event, I think that puts me above 3% for the year (4.9%ish?). Resting my mouse on the bars, the biggest winners seem to be my healthy position in TIPS, and the REIT fund. I also did some decent timing in stocks this year.
4.05 after plugging in the numbers this morning (8/3). Long way to go before I would re-balance to target.
33/55/12 (target is 34/56/10, which is age in bonds, 10% cash, remainder in equities)
33/55/12 (target is 34/56/10, which is age in bonds, 10% cash, remainder in equities)
rescueme
Thinks s/he gets paid by the post
+2.58% YTD against entire retirement portfolio. That includes withdrawls to cover the majority of my retirement expenses for the last seven months, so I'm not complaining.
AA set at 50/50; current (with the market "adjustment" the last couple of weeks) 49/51 (49% equity/51% bond-cash).
Top three funds held for the period, FWIW (at 8/2 market close):
VGHCX (VG Healthcare): +8.42 YTD.
VFIDX (VG Interm-Term Investment-Grade Adm.): +6.59% YTD.
FTBFX (FIDO Total Bond): +5.52% YTD.
AA set at 50/50; current (with the market "adjustment" the last couple of weeks) 49/51 (49% equity/51% bond-cash).
Top three funds held for the period, FWIW (at 8/2 market close):
VGHCX (VG Healthcare): +8.42 YTD.
VFIDX (VG Interm-Term Investment-Grade Adm.): +6.59% YTD.
FTBFX (FIDO Total Bond): +5.52% YTD.
Midpack
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Surprisingly + 5.6%, but I'm not concerned about what's happened in the market over the past few weeks. Typical summer...and it's about time we started work on closing the debt/deficit chasm. Everything needs to be on the table including Soc Sec, Medicare, Defense & Taxes.
RockyMtn
Thinks s/he gets paid by the post
YTD I am at 2.17%.
Asset allocation is as follows:
Large Cap Stocks 30%
Small Cap Stocks 14%
International Stocks 15%
Domestic Bonds 16%
Global Bonds 5%
Other (reits, commodoties, etc) 3%
Cash 17%
Cash % is a bit high for my tastes but am going to wait awhile before I commit anything else to the market.
Asset allocation is as follows:
Large Cap Stocks 30%
Small Cap Stocks 14%
International Stocks 15%
Domestic Bonds 16%
Global Bonds 5%
Other (reits, commodoties, etc) 3%
Cash 17%
Cash % is a bit high for my tastes but am going to wait awhile before I commit anything else to the market.
Andre1969
Thinks s/he gets paid by the post
I thought yesterday would essentially wipe out all gains for the year, but I just ran the numbers, and I'm still up around 2.3%.
I'm down about 2% in my mutual funds, which are all invested fairly risky. My Roth IRA, which is invested even riskier, is down about 7.5%. Scottrade account is up about 14.5%. One of my old 401ks, which is split between Boeing common stock and a bond fund, is up around 6.5%. One of my old rollover IRAs is up around 4.2%. Another is at the breakeven point. And my 401k with my current employer is slightly negative (-.3%).
So, I'm not griping too much. These figures would be worse, but I did cash out a bit at some of the high points during the year. If it drops too much more, I'll start buying back in.
I'm down about 2% in my mutual funds, which are all invested fairly risky. My Roth IRA, which is invested even riskier, is down about 7.5%. Scottrade account is up about 14.5%. One of my old 401ks, which is split between Boeing common stock and a bond fund, is up around 6.5%. One of my old rollover IRAs is up around 4.2%. Another is at the breakeven point. And my 401k with my current employer is slightly negative (-.3%).
So, I'm not griping too much. These figures would be worse, but I did cash out a bit at some of the high points during the year. If it drops too much more, I'll start buying back in.
My investments have only returned 0.5% as of this morning which seems to be trailing most of you. Asset Allocation:
47% - Domestic Stock
23% - Foreign Stock
20% - Bonds
10% - Short Term
If you counted company matching funds inside the 401k then the return would look better. Not sure how most calculate?
47% - Domestic Stock
23% - Foreign Stock
20% - Bonds
10% - Short Term
If you counted company matching funds inside the 401k then the return would look better. Not sure how most calculate?
Col. Klink
Recycles dryer sheets
3.8% - 30% stock / 60% bonds / 10% cash. Gains through dividends and interest on bonds.
scrabbler1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Nov 20, 2009
- Messages
- 6,698
I am just a hair over 2% based on the combined holdings in my IRA and taxable accounts, the latter of which supports my ER. Thanks to some careful rebalancing in my IRA earlier this year and in mid-July while the market was still high, my IRA has actually done better than my dividend-oriented (and bond) taxable accounts even though the latter has less in stocks. Both accounts are in the black this year, thankfully.
Last edited:
Similar threads
