I will be contacting my insurance agent about this situation, but can't until Tuesday because of the holiday. Just wanted to throw this out to the community to get some thoughts.
SITUATION: We would like to borrow another family member's van for a week-long trip. He is OK with that. The van supposedly has full coverage on it.
HOWEVER: The other family member just recently had his license pulled because of a medical condition. Not anticipated that he will ever get it back.
Questions:
1) Can the van even retain its full coverage (collision, comprehensive, liability), since there is no longer a licensed driver attached to it?
2) If the answer is No, could we remedy the situation by getting us added to his policy?
3) Again, if the answer to #1 is No, then what risk are we running in transporting him, in the van, to doctor's appointments? (He can't ride in a regular car)
This has come up all of a sudden and it woke me up this morning thinking about it.
SITUATION: We would like to borrow another family member's van for a week-long trip. He is OK with that. The van supposedly has full coverage on it.
HOWEVER: The other family member just recently had his license pulled because of a medical condition. Not anticipated that he will ever get it back.
Questions:
1) Can the van even retain its full coverage (collision, comprehensive, liability), since there is no longer a licensed driver attached to it?
2) If the answer is No, could we remedy the situation by getting us added to his policy?
3) Again, if the answer to #1 is No, then what risk are we running in transporting him, in the van, to doctor's appointments? (He can't ride in a regular car)
This has come up all of a sudden and it woke me up this morning thinking about it.