Hi Everyone, I stumbled on Early Retirement.org while looking for sites that will help me feel more secure about my imminent (12-31-13) retirement. This site is fabulous!
I am just 59 years old; my DH is 62.5. We have $3M in investments (55% equities and 45% bond), house paid off about 7 years ago, no credit card debt, no car payment, no debt at all, a combined pension of $75,000/yr and my DH is taking a $1866/mo in early SS. We live very low key but we are travel junkies.
Call me neurotic, but after hearing several financial planners telling me we are fine, and running numerous retirement calculators including FIREcalc which gives a success rate of 100%.....I am still a nervous wreck. I just can't convince myself that I will not be eating cat food in 10 years.
Any advice about how to calm down and look forward to early retirement would be very much appreciated. My DH refuses to look at calculations, calculators, spreadsheets or have another financial discussion with me. I have worn out my welcome on this subject.
I am just 59 years old; my DH is 62.5. We have $3M in investments (55% equities and 45% bond), house paid off about 7 years ago, no credit card debt, no car payment, no debt at all, a combined pension of $75,000/yr and my DH is taking a $1866/mo in early SS. We live very low key but we are travel junkies.
Call me neurotic, but after hearing several financial planners telling me we are fine, and running numerous retirement calculators including FIREcalc which gives a success rate of 100%.....I am still a nervous wreck. I just can't convince myself that I will not be eating cat food in 10 years.
Any advice about how to calm down and look forward to early retirement would be very much appreciated. My DH refuses to look at calculations, calculators, spreadsheets or have another financial discussion with me. I have worn out my welcome on this subject.