I took advice from a number of folks to move my retirement assets to index-based funds or low cost mutual fund options. Currently, I have Retirement and non-retirement asset allocations as follows:
Mid cap index - 28%
Large Cap stock - 23%
International Index 20%
Mid cap Mutual fund (non index) - 15%
S&P 500 index - 5%
Large Cap Mutual Fund (non index) -5%
Mid cap stock - 4%
With the recent shifts to Index funds and low cost Mutual Funds, I feel the Cash/Cash Equivalents/ Bonds allocations has been significantly reduced.
When you see the above allocation, what other questions do you feel I should be asking myself (before they become self evident) as I sit in a 90 day holding period (clause in many plans else a penalty payment is required) before I can make future allocation shifts.
Mid cap index - 28%
Large Cap stock - 23%
International Index 20%
Mid cap Mutual fund (non index) - 15%
S&P 500 index - 5%
Large Cap Mutual Fund (non index) -5%
Mid cap stock - 4%
With the recent shifts to Index funds and low cost Mutual Funds, I feel the Cash/Cash Equivalents/ Bonds allocations has been significantly reduced.
When you see the above allocation, what other questions do you feel I should be asking myself (before they become self evident) as I sit in a 90 day holding period (clause in many plans else a penalty payment is required) before I can make future allocation shifts.