Thanks for the quick responses. I read the questions. Right now I make 40,000 per year, but I have so much taken out for 401k and savings that I actually netted $24,000 last year. I do know what my expenses have been. I track them very closely. My expenses would actually drop somewhat when I retire. My income would be $1100 per month pension from current employer, with access to $250,000 401K. My wife operates a very small part time business (about 3-5k / year). Plus when I reach 65 I would get an additional $200 from a former employer. My S.S. would be at 62 $1182, age 67 $1700, 72 $2100, my wife's would be at 62 $598, 67 $858, 72 $1064 Healthcare: I have done an estimate on ACA website and found insurance similar to what I have now for $79/month, that money would come out of health insurance fund from my employer. We live a very modest lifestyle. We do not travel (in 55 years I have been out of PA 3 times.)
I would not get bored. I would, and have in the past assist coaching our local high school track and cross country teams. (part time job 3-4 k /yr)
And I would spoil my grandchild(ern)