brainsqueeze
Dryer sheet aficionado
- Joined
- Apr 24, 2016
- Messages
- 27
If I plug in the following info:
Age: 42
Spending: X
Portfolio: 20X
Retirement age: 62
Savings from now til retirement: 20% of gross
SS: 67 (using a number about 25% less than current predictions, to account for means testing)
I get a 100% success rate at every age, including age 62, 67, 70, 80, and 100. The minimum portfolio size in real dollars is 35X.
Is this good enough? Are there other models I should look at?
Obviously nothing is 100%, and with stocks and bonds trading at very high valuations, I tend to be pessimistic about future returns. But I don't want to delay early retirement forever, or it's just 'retirement.'
Age: 42
Spending: X
Portfolio: 20X
Retirement age: 62
Savings from now til retirement: 20% of gross
SS: 67 (using a number about 25% less than current predictions, to account for means testing)
I get a 100% success rate at every age, including age 62, 67, 70, 80, and 100. The minimum portfolio size in real dollars is 35X.
Is this good enough? Are there other models I should look at?
Obviously nothing is 100%, and with stocks and bonds trading at very high valuations, I tend to be pessimistic about future returns. But I don't want to delay early retirement forever, or it's just 'retirement.'