I need a little advice.
I am closing in on my retirement date. We will be spending the winters at our place in Florida. So, the advice I am looking for is about banking. Our checking account is in a local bank—because they are really close to home.
How easy is internet banking? (My wife pays our bills and is old school. She is really hesitant to go on-line). How important will it be to have a brick and mortar bank down in FLA for any cash needs we might have? Would a debit card work for us? (Never used one before) Our Social Security checks are direct deposited right now. I have not set up the retirement paychecks from our investment accounts, so I could have that money deposited wherever I decide they should go.
All the other ducks seem to be lined up right now. Help me get through these financial questions.
I am closing in on my retirement date. We will be spending the winters at our place in Florida. So, the advice I am looking for is about banking. Our checking account is in a local bank—because they are really close to home.
How easy is internet banking? (My wife pays our bills and is old school. She is really hesitant to go on-line). How important will it be to have a brick and mortar bank down in FLA for any cash needs we might have? Would a debit card work for us? (Never used one before) Our Social Security checks are direct deposited right now. I have not set up the retirement paychecks from our investment accounts, so I could have that money deposited wherever I decide they should go.
All the other ducks seem to be lined up right now. Help me get through these financial questions.