Should I prioritize maximizing my Roth IRA over my HSA since I live in CA? Since CA doesn't recognize HSAs at all? I have a Vanguard Roth IRA and Payflex HSA.
Agree w/ Senator. You won't get the CA tax benefit but you will get the Federal. You need, however , to be able to put up w/ the nuisance of dual basis record keeping for both Fed and CA, as well as keeping track of qualified expenses over a long period of yrs if you intend to use HSA as a long term savings vehicle.