IDreamofRetiring
Confused about dryer sheets
- Joined
- Jan 23, 2018
- Messages
- 8
Hi everyone!
My husband and I don't come from backgrounds/families where there was strong financial literacy, so we are trying to learn as much as we can on our own. Based on our current situation, I'm hoping some folks would be kind enough to share some tips on what more we could/should be doing to grow our $$$ (aside from paying down debt of course )
Thank you in advance!
Current Situation:
Married & Both 30 - Combined income of $180K (as of 3 months ago - job
promotion)
Plan to start a family within the next year
Combined debt of about $90K (inclusive of 2 car notes, consolidated student loan and credit cards)
My 401K - $43K (contribution is 6% pre-tax, 1% roth)
His 401K/stock purchase plan - $100K (contribution is 4% pre-tax, 6% roth and 5% in employee stock purchase plan)
Combined emergency fund/cash savings - $16K
Homeowners - $67,005 left to pay
My husband and I don't come from backgrounds/families where there was strong financial literacy, so we are trying to learn as much as we can on our own. Based on our current situation, I'm hoping some folks would be kind enough to share some tips on what more we could/should be doing to grow our $$$ (aside from paying down debt of course )
Thank you in advance!
Current Situation:
Married & Both 30 - Combined income of $180K (as of 3 months ago - job
promotion)
Plan to start a family within the next year
Combined debt of about $90K (inclusive of 2 car notes, consolidated student loan and credit cards)
My 401K - $43K (contribution is 6% pre-tax, 1% roth)
His 401K/stock purchase plan - $100K (contribution is 4% pre-tax, 6% roth and 5% in employee stock purchase plan)
Combined emergency fund/cash savings - $16K
Homeowners - $67,005 left to pay