Canadian Working In America ... Need Advice

[JasonWu]

Hello,

I'm a Canadian citizen and I have been working in the United States for over 20 years now. A friend of mine is also a Canadian, and living in America, and is getting a retirement check from Canada. He called "Service Canada" to start the process rolling and told me that they were very helpful.

They told him he should have called them a couple of years earlier as he could have started getting a pension at age 55. Well, I called them and they told me that the earliest you can get a pension is 60.

Does anyone know what program he is on or who I can talk to? He is getting $400 a month...

Thanks
Jason

 

[ShokWaveRider]

Hmmm. We are Canadian citizens, and 60 is the earliest for CPP (Canada Pension Plan). Your friends could be a private plan.

 

[kcowan]

You can start your CPP at age 60. It depends on the contributions you made while working. You friend must have worked many years in Canada. OAS requires a minimum of 10 years IN Canada and can be drawn at 65.