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Search: Posts Made By: palomalou
Forum: Life after FIRE 06-05-2020, 11:01 AM
Replies: 32
Views: 3,108
Posted By palomalou
:laugh::laugh:

:laugh::laugh:
Forum: Life after FIRE 06-05-2020, 09:10 AM
Replies: 32
Views: 3,108
Posted By palomalou
Thanks—keep it Coming!

I live in NYC and don’t drive. I have a license but haven’t driven a car for over 6 years. Hate them, hence Venice. I have read some on the legal—seems it is easy for Americans to buy an apartment in...
Forum: Life after FIRE 06-04-2020, 10:00 AM
Replies: 32
Views: 3,108
Posted By palomalou
Who has actually retired to Italy?

Perhaps even Venice? I found a number of threads of people considering it, but not someone who has. I would love to ask questions of you if you had a minute! Thanks!
Forum: FIRE and Money 02-27-2020, 05:53 PM
Replies: 168
Views: 17,356
Posted By palomalou
Shooter, I am interested—so you suggest...

Shooter, I am interested—so you suggest rebalancing that infrequently? We do it every 14-15 months.
Forum: Health and Early Retirement 11-20-2019, 10:52 AM
Replies: 5
Views: 717
Posted By palomalou
Thanks, Z3. Yes, state of TN retiree.

Thanks, Z3. Yes, state of TN retiree.
Forum: Health and Early Retirement 11-20-2019, 10:01 AM
Replies: 5
Views: 717
Posted By palomalou
Medicare--about to scream

I applied for part A and part B to start 2/1/2020. Was going to apply for the state of TN retiree supplement and a part D. Recently I have been put on two new drugs and the part D coverages are not...
Forum: Health and Early Retirement 11-03-2019, 04:47 PM
Replies: 6
Views: 609
Posted By palomalou
Thanks!

Thanks!
Forum: Health and Early Retirement 11-03-2019, 01:29 PM
Replies: 6
Views: 609
Posted By palomalou
Medicare Part D again

Questions, possibly stupid: I am researching part D, having decided to apply for Parts A and B, and a state retiree supplement. (Supplement from another state than current residence, and supplement...
Forum: FIRE and Money 03-18-2019, 05:31 PM
Replies: 13
Views: 1,279
Posted By palomalou
Sarah S, so sorry to hear this!

Sarah S, so sorry to hear this!
Forum: FIRE and Money 03-16-2019, 12:01 PM
Replies: 13
Views: 1,279
Posted By palomalou
Social security timing and health question

Just curious: I have a significant genetic mutation and have had 5 big cancers (1992, 1992, 1995, 2016, 2018. Age 64. Got it from mother, who died at 57. Trying to decide what sort of longevity to...
Forum: FIRE and Money 12-13-2018, 02:34 PM
Replies: 33
Views: 2,339
Posted By palomalou
I do understand that it is purely past...

I do understand that it is purely past performance. When I say "projection," I mean on the Investigate page under proposed spending at 100%. I thank you all for your thoughts. I won't take any of...
Forum: Other topics 12-12-2018, 08:05 PM
Replies: 41
Views: 1,512
Posted By palomalou
We are going to do e-mail letters with photos...

We are going to do e-mail letters with photos this year for the first time. Save $$ and trees!
Forum: FIRE and Money 12-12-2018, 08:04 PM
Replies: 33
Views: 2,339
Posted By palomalou
% of "allowed"

Mr. Pal and I are having a debate: he feels comfortable spending about 90% of what FIRECalc says we can. I'd prefer more like 70% given market projections, or 90% of what I-orp says, with my...
Forum: FIRE and Money 12-05-2018, 03:27 PM
Replies: 99
Views: 7,166
Posted By palomalou
We had automatic and increased it during the...

We had automatic and increased it during the recession.
Forum: FIRE and Money 12-05-2018, 03:11 PM
Replies: 175
Views: 11,633
Posted By palomalou
Mr. Pal and I live in Manhattan (not Kansas!) We...

Mr. Pal and I live in Manhattan (not Kansas!) We spent an average of $1114/month this year for groceries and eating out combined. Our budget is $1200 but I am trying to undercut that. I used to be...
Forum: FIRE and Money 08-06-2018, 11:26 PM
Replies: 204
Views: 18,345
Posted By palomalou
Davebarnes, adore your interior! May I ask where...

Davebarnes, adore your interior! May I ask where you are located?
Love our condo because it is in NYC, where I want to be. Not in the choicest of neighborhoods, but that is why we could afford it. I...
Forum: FIRE and Money 03-16-2018, 03:24 PM
Replies: 61
Views: 6,107
Posted By palomalou
When we bought our last house (before the...

When we bought our last house (before the retirement condo we have now) we met with the lender for a small morgage. She asked us the usual questins and told us we could qualify for “anything” . We...
Forum: FIRECalc support 03-16-2018, 02:10 PM
Replies: 6
Views: 1,177
Posted By palomalou
Pretax savings

Is there a workaround of Firecalc for the fact that about half of our savings are in retirement accounts as yet untaxed? They are in the market but not like the other investments. Should I just chop...
Forum: FIRE and Money 05-17-2017, 01:30 PM
Replies: 22
Views: 1,948
Posted By palomalou
I should have said "potentially" means-tested....

I should have said "potentially" means-tested. EvilAnne, you are not evil, but very helpful!
Forum: FIRE and Money 05-15-2017, 02:14 PM
Replies: 22
Views: 1,948
Posted By palomalou
Social security filing questions

I have read several threads on when to file, but have a few questions still.
1. Some people have mentioned ss being means tested, and even based on net worth. What do you consider a high net-worth...
Forum: FIRE Related Public Policy 11-09-2016, 11:46 AM
Replies: 134
Views: 14,918
Posted By palomalou
What would you suggest those of us who made...

What would you suggest those of us who made unwise choices of mother or father do, Senator?
Should we receive the same punishment as those who willingly smoke, do drugs, or eat themselves into...
Forum: Life after FIRE 11-09-2016, 11:39 AM
Replies: 109
Views: 12,657
Posted By palomalou
I've theoretically been retired for 2.5 years,...

I've theoretically been retired for 2.5 years, and could easily fill each day with good things to do without working. But I work 3 days a week. I have in-laws, and now, possibly, Trump.
Forum: FIRE and Money 10-26-2016, 01:59 PM
Replies: 1
Views: 1,128
Posted By palomalou
i-ORP?

Help! Does the old version of i-orp, where you can choose/estimate your returns no longer exist? I found a much condensed version that doesn't allow for part time work, doesn't let you say when you...
Forum: Health and Early Retirement 07-11-2016, 08:36 PM
Replies: 81
Views: 5,722
Posted By palomalou
You lucky dogs! I've been on the annual plan for...

You lucky dogs! I've been on the annual plan for over 20 years. Sigh...
Forum: FIRE and Money 07-11-2016, 08:34 PM
Replies: 8
Views: 1,836
Posted By palomalou
i-orp and assumptions

I have been running Firecalc rather often (it is always happy), but wanted to do i-orp because I could see different return possibilities. I ran it with 0% return and 2% return. I also cut back on...
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