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Search: Posts Made By: JohnDoe
Forum: FIRE and Money 01-26-2018, 02:17 PM
Replies: 12
Views: 1,317
Posted By JohnDoe
I think it depends on your AA. If I am 80+...

I think it depends on your AA.

If I am 80+ stocks in an 80/20 AA and then at the top of a bull I retire and switch my portfolio to 20/80, and put that 80 in something with nice fixed returns I...
Forum: FIRE and Money 01-23-2018, 09:13 AM
Replies: 2,449
Views: 861,987
Posted By JohnDoe
Congrats! That is worth a celebration! Give...

Congrats! That is worth a celebration!

Give it some time to sink in - it really feels good.
Forum: FIRE and Money 01-22-2018, 08:37 PM
Replies: 2,449
Views: 861,987
Posted By JohnDoe
Investments hit 1M today for the first time....

Investments hit 1M today for the first time. Can't believe it and can't believe this market.

I also splurged on a really nice used car a little while ago. We lasted about 10 months being debt...
Forum: FIRE and Money 05-25-2017, 10:09 AM
Replies: 2,449
Views: 861,987
Posted By JohnDoe
I haven't posted here in a long time but I have...

I haven't posted here in a long time but I have to tell someone(besides the wife), right?

Debt free a few months ago and feels pretty sweet. Might even hit a 7 figure portfolio next year.

Owe...
Forum: FIRE and Money 05-21-2015, 05:17 PM
Replies: 10
Views: 1,148
Posted By JohnDoe
I agree. That's why I came here because I know...

I agree. That's why I came here because I know there are a lot of knowledgeable folks, to say the least, on this topic.

I am hoping to learn and determine what questions to ask an agent.
Forum: FIRE and Money 05-21-2015, 01:35 PM
Replies: 10
Views: 1,148
Posted By JohnDoe
So a policy would be drawn up, at which time I...

So a policy would be drawn up, at which time I would review it and decide if it makes sense for me and it should contain all the very specific details?

These types of policies have a flat premium...
Forum: FIRE and Money 05-21-2015, 08:35 AM
Replies: 10
Views: 1,148
Posted By JohnDoe
Calling all W/L insurance specialists

Hi.

Can someone explain how a non participating whole life insurance policy works?

Does anyone have one of these that would like to comment?

What happens if you want to stop making premium...
Forum: FIRE and Money 12-30-2014, 06:53 PM
Replies: 2,449
Views: 861,987
Posted By JohnDoe
Wow, that sounds awesome. Congratulations and...

Wow, that sounds awesome. Congratulations and thanks for the reply.
Forum: FIRE and Money 12-29-2014, 06:03 PM
Replies: 2,449
Views: 861,987
Posted By JohnDoe
What have you been doing in your first year of...

What have you been doing in your first year of retirement?
Forum: FIRE and Money 10-04-2014, 09:46 AM
Replies: 1
Views: 915
Posted By JohnDoe
Moving to after tax retirement savings

With in the next few years we would like to go to part time or perhaps 32 hours a week with full retirement a year or 2 after that.

Just about all of our retirement funds are in tax deferred...
Forum: FIRE and Money 04-29-2014, 08:01 PM
Replies: 15
Views: 1,589
Posted By JohnDoe
Isn't the penalty free at age 55 rule governed by...

Isn't the penalty free at age 55 rule governed by IRS pub 575, not the 401 plan itself?

Additional exceptions for qualified retirement
plans. The tax does not apply to distributions that...
Forum: Young Dreamers 04-05-2014, 04:55 PM
Replies: 71
Views: 22,153
Posted By JohnDoe
You guys are all in really good shape. How were...

You guys are all in really good shape. How were you able to build up your taxable account so much?

Til we max out 2 roths and my 401k we don't have much left for taxable account. Perhaps when our...
Forum: FIRE and Money 04-05-2014, 11:09 AM
Replies: 19
Views: 2,217
Posted By JohnDoe
You could always get a SPIA to pay the very bare...

You could always get a SPIA to pay the very bare minimum so you don't live broke.
Forum: FIRE and Money 03-25-2014, 05:56 PM
Replies: 3
Views: 1,321
Posted By JohnDoe
Move IRA to 401k

Hi.

Has anyone successfully moved their IRA account in their 401k account to make it available for w/d at age 55 without paying penalties. (age-55 rule)

Is this possible?

Thanks.
JD
Forum: FIRE and Money 03-13-2013, 06:48 PM
Replies: 40
Views: 5,284
Posted By JohnDoe
And in your 40's that would cost you a small...

And in your 40's that would cost you a small fortune.

During the presentation they made it sound like your house would be exempt from medicare expenses, etc and also a portion of your tax...
Forum: FIRE and Money 03-13-2013, 06:00 PM
Replies: 40
Views: 5,284
Posted By JohnDoe
We had a company come in and give a presentation...

We had a company come in and give a presentation at work on LTC a few days ago. After they were done a few us said they made a better case NOT get LTC.

The base plan they were giving examples on...
Forum: FIRE and Money 02-09-2013, 04:39 PM
Replies: 32
Views: 9,676
Posted By JohnDoe
I just got my TT deluxe in the mail. Seems like...

I just got my TT deluxe in the mail. Seems like the same CD I would have bought as I could download my state for free and I have at least 1 free federal efile. I am guessing I can file up to 5 but...
Forum: FIRE and Money 02-05-2013, 11:25 AM
Replies: 32
Views: 9,676
Posted By JohnDoe
I just call asking for TT deluxe on CD. They...

I just call asking for TT deluxe on CD.

They said no problem we'll get it in the mail today. Then he said I would still have to purchase the licenses for $30 or $40. lol What's the point.

I'll...
Forum: FIRE and Money 01-23-2013, 11:50 AM
Replies: 13
Views: 1,849
Posted By JohnDoe
I decided to skip penfed this time. My last...

I decided to skip penfed this time.

My last refi with them was a hassle a few years back.

I am only giving up a quarter point and now I know for sure that I don't have to worry about an...
Forum: FIRE and Money 01-22-2013, 11:01 AM
Replies: 13
Views: 1,849
Posted By JohnDoe
penfed 1.99 5 yr HE term

Has anybody done this recently?

What has been the turn around time from app the funding?

Has service gotten any better? The rep said they were still swamped.

Thanks.
Forum: FIRE and Money 12-14-2012, 07:18 PM
Replies: 41
Views: 9,495
Posted By JohnDoe
Thanks for the replies. I am not really...

Thanks for the replies.

I am not really interested in paying for any kind of management or asset allocation. But I would be willing to listen to advise or tips on using the online tools and my...
Forum: FIRE and Money 12-14-2012, 07:10 PM
Replies: 6
Views: 1,357
Posted By JohnDoe
Savings allocation question

I plan, at the very least, to go part time in about 6 years at which I will be 50. My DW should be able completely retire if she likes - she would be 55.

We currently max out my 401k and 2...
Forum: FIRE and Money 12-11-2012, 05:23 PM
Replies: 41
Views: 9,495
Posted By JohnDoe
Fidelity Premium Services

I was contacted by a Fidelity rep that I assume was from the premium services group. I did not return the phone call.

Now I am considering hearing what they have to say. I believe there is a free...
Forum: FIRE and Money 08-20-2012, 07:33 PM
Replies: 168
Views: 15,716
Posted By JohnDoe
iPad with data plan travel pocket camera HD...

iPad with data plan
travel pocket camera
HD video camera
new mattress (king)
42 inch hd lcd tv
new golf clubs
hardwood floor
new furniture

Did I hit 10k yet?
Forum: FIRE and Money 07-27-2012, 07:39 PM
Replies: 58
Views: 6,962
Posted By JohnDoe
I know. She was on a 5000k limit but I was able...

I know. She was on a 5000k limit but I was able to switch it to unlimited at no additional cost.

I expect the texting to drop considerably when school starts.

Neither of us really need a smart...
Showing results 1 to 25 of 426

 
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