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Search: Posts Made By: Greencheese
Forum: FIRE and Money 10-19-2019, 10:28 AM
Replies: 115
Views: 8,755
Posted By Greencheese
I think the problem here is nobody is factoring...

I think the problem here is nobody is factoring in the winners vs losers in real estate. This article below says it so well, the top 20 markets in America cleaned house on job growth and the next 20...
Forum: FIRE and Money 03-17-2019, 09:22 PM
Replies: 150
Views: 12,473
Posted By Greencheese
As a millennial living in Illinois (for now) the...

As a millennial living in Illinois (for now) the issue to me is that the individuals who made the decision to under-fund the pensions and benefited from lower than necessary taxes are not the ones...
Forum: Young Dreamers 01-26-2018, 06:36 AM
Replies: 18
Views: 2,070
Posted By Greencheese
28 year old here, glad to see some fellow people...

28 year old here, glad to see some fellow people in their 20's people!

You have a ton of cash, and it doesn't look like you're taking full advantage of your tax shelters. Personally I would make...
Forum: FIRE and Money 12-27-2017, 06:37 AM
Replies: 34
Views: 2,583
Posted By Greencheese
If they understand the basic concepts of FIRE and...

If they understand the basic concepts of FIRE and the 4% rule it wouldn't be that difficult to walk backwards to a rough estimate number...
Forum: FIRE and Money 08-12-2017, 10:44 AM
Replies: 85
Views: 5,411
Posted By Greencheese
I think news about markets like San...

I think news about markets like San Francisco/Portland/Seattle/NYC/etc... overshadow that a vast majority of real estate in this country is worth either the same or even less over time when owning....
Forum: FIRE and Money 06-16-2017, 11:21 AM
Replies: 81
Views: 6,721
Posted By Greencheese
The trick is living where the deals are good....

The trick is living where the deals are good. Found a place by metra in the northshore for far less than the city. Easy to get in and have fun, saves me probably $500/month in lower rent alone :)!...
Forum: FIRE and Money 06-16-2017, 05:29 AM
Replies: 81
Views: 6,721
Posted By Greencheese
Experiences with financially struggling government?

If anyone saw the news yesterday Illinois is about to be kicked out of the mega millions/powerball lottery due to a lack of payments and a budget for the last 2 years. This is on top of bond rating...
Forum: FIRE and Money 05-25-2017, 08:56 PM
Replies: 17
Views: 2,328
Posted By Greencheese
I use it at Trader Joe's and love it. It's fast,...

I use it at Trader Joe's and love it. It's fast, simple and really cuts down on the payment time when it comes to chip transactions. Only downfall is not all locations allow you to use it so you...
Forum: FIRE and Money 05-18-2017, 06:50 PM
Replies: 34
Views: 3,050
Posted By Greencheese
What about living in an avocado treehouse? I'd...

What about living in an avocado treehouse? I'd say your house would then truly make you money!
Forum: Other topics 04-12-2017, 10:40 AM
Replies: 12
Views: 1,153
Posted By Greencheese
Don't have to remind me, I've seen The Lion King!

Don't have to remind me, I've seen The Lion King!
Forum: Hi, I am... 04-12-2017, 05:36 AM
Replies: 13
Views: 1,501
Posted By Greencheese
My brother knew some people who did the same...

My brother knew some people who did the same thing in the US Navy, went to the Middle East and saved most of their paychecks. After a few years there they came back home with a very nice savings...
Forum: Young Dreamers 04-04-2017, 03:35 PM
Replies: 12
Views: 2,955
Posted By Greencheese
I feel like a Roth can be extremely valuable when...

I feel like a Roth can be extremely valuable when dealing with things such as tax credit cliffs with the ACA. Never hurts to have options so you don't get backed into a corner...
Forum: FIRE Related Public Policy 03-28-2017, 05:22 PM
Replies: 84
Views: 13,900
Posted By Greencheese
Aren't we already seeing the reaction to the...

Aren't we already seeing the reaction to the issue now with the migration of people? Situations such as working in a city but living in a neighboring county/state to avoid the high taxes which are...
Forum: Technology, Media & e-Gadgets 03-14-2017, 05:28 AM
Replies: 81
Views: 7,581
Posted By Greencheese
The CIA has weaponized Lean Cuisines... :nonono:

The CIA has weaponized Lean Cuisines... :nonono:
Forum: Young Dreamers 03-03-2017, 07:31 AM
Replies: 44
Views: 6,712
Posted By Greencheese
I'm with Don on this one, a non Spartan ER takes...

I'm with Don on this one, a non Spartan ER takes decades to build. Some people find passion in their work while others don't mind it but would rather do something else with their time.
Forum: Other topics 03-02-2017, 06:39 AM
Replies: 24
Views: 2,218
Posted By Greencheese
It always amazed me by the amount of mental...

It always amazed me by the amount of mental gymnastics some of those people had when it came to justifying their decisions and behaviors to the doctor.
Forum: Young Dreamers 02-26-2017, 08:09 AM
Replies: 115
Views: 33,255
Posted By Greencheese
I'm only 27 but DW and I are guesstimating $4m...

I'm only 27 but DW and I are guesstimating $4m with a paid off house/condo. With decades to go I'm keeping it flexible to see what healthcare and social security look like closer to the goal number.
Forum: FIRE and Money 02-23-2017, 06:36 AM
Replies: 247
Views: 26,952
Posted By Greencheese
And this is why social security will never go...

And this is why social security will never go away or be diminished, the tax rates for it will just keep climbing because too many people will have nothing else to retire on.
Forum: FIRE and Money 02-20-2017, 10:05 PM
Replies: 79
Views: 6,820
Posted By Greencheese
I found this comic to be rather humorous given...

I found this comic to be rather humorous given this thread

https://www.smbc-comics.com/comics/20140906.png
Forum: FIRE and Money 02-20-2017, 11:25 AM
Replies: 79
Views: 6,820
Posted By Greencheese
Let's be real, asking a 17/18 year old to do the...

Let's be real, asking a 17/18 year old to do the ROI on a $100,000+ education with no do overs and possibly life ruining debt levels isn't exactly fair. I came from an excellent high school (nothing...
Forum: Young Dreamers 01-26-2017, 06:29 AM
Replies: 38
Views: 5,482
Posted By Greencheese
I feel like I see that with some of my peers, the...

I feel like I see that with some of my peers, the whole who cares about me when I'm 50/60/70+ I'm young and need to experience it all today. Who cares about long term tanning negatives, I'll look...
Forum: FIRE and Money 01-05-2017, 06:26 AM
Replies: 89
Views: 7,402
Posted By Greencheese
I'd certainly agree that a 401k isn't perfect...

I'd certainly agree that a 401k isn't perfect compared to a pension for many people, but I'd also argue that the additional transparency a 401k offers has greatly benefitted workers.

It's easier...
Forum: Other topics 12-07-2016, 06:06 AM
Replies: 39
Views: 2,663
Posted By Greencheese
We're number 2! We're number 2!

We're number 2! We're number 2!
Forum: Technology, Media & e-Gadgets 12-06-2016, 05:56 AM
Replies: 86
Views: 4,394
Posted By Greencheese
I see nothing wrong with keeping a large family...

I see nothing wrong with keeping a large family plan and splitting the costs. The plans are all structured to be vastly cheaper the more lines you add so having someone leave the plan just raises...
Forum: FIRE and Money 11-21-2016, 06:03 AM
Replies: 20
Views: 4,006
Posted By Greencheese
With $5,000/month you can do the IRA, after tax...

With $5,000/month you can do the IRA, after tax 401k and put a little extra on the mortgage each month easily.
Showing results 1 to 25 of 265

 
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